Home Equity Loans in Garden Grove, CA

Looking to tap into your Garden Grove home's equity? Whether you're planning a renovation or need to consolidate debt, comparing home equity credit offers can help you find the best rates and terms tailored to your needs.

Garden Grove homeowners trust local lenders who know the community and offer quick approvals with friendly service. Start comparing today to unlock your home's value with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
ccu
4 - 12 %
10 - 20 Yrs
∞
pacificservice
4.99 - 9.99 %
15 Yrs
90 %
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
1stunitedcu
5.5 - 6.556 %
10 Yrs
80 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
sffirecu
6.25 %
15 Yrs
80 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

California has a HELOC with an APR range of 4% to 12% today. This is lower than the 5.99% to 9.25% range from 7, 30, 60, and 90 days ago. The rates have dropped compared to all those past periods. Pacific Service has a Home Equity loan with an APR range of 4.99% to 9.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 8.75% , also unchanged over the past 90 days. Both products show steady rates with no increases or decreases recently.

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

1St United has a HELOC rate of 5.5% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 6.56% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when it was 6.86% . Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. San Francisco Fire has a Home Equity loan with an APR of 6.25% today. This rate is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

🏦 Local Lenders in Garden Grove, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Orange County, CA

✅RANCHO FEDERAL CREDIT UNION
✅WESCOM CENTRAL CREDIT UNION
✅AMERICAN FIRST CREDIT UNION
✅CALIFORNIA AGRIBUSINESS CREDIT UNION
✅SCHOOLSFIRST FEDERAL CREDIT UNION
✅SOUTHLAND 68415 CREDIT UNION
✅SEA AIR FEDERAL CREDIT UNION
✅CREDIT UNION OF SOUTHERN CALIFORNIA CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅FINANCIAL PARTNERS 68457 CREDIT UNION
✅EAGLE COMMUNITY CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅ORANGE COUNTYS CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅SAN DIEGO COUNTY CREDIT UNION
✅CERTIFIED FEDERAL CREDIT UNION
✅HUNTINGTON BEACH CREDIT UNION
✅CAPSTONE FEDERAL CREDIT UNION
✅KINECTA FEDERAL CREDIT UNION
✅COMUNIDAD LATINA FEDERAL CREDIT UNION
✅SANTA ANA FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅BAXTER CREDIT UNION
✅CALIFORNIA CREDIT UNION
✅LBS FINANCIAL CREDIT UNION
✅FOUNTAIN VALLEY CREDIT UNION
✅PARTNERS FEDERAL CREDIT UNION
✅CREDIT UNION OF NEW JERSEY A CREDIT UNION
✅DIRECT FEDERAL CREDIT UNION
✅HANIN FEDERAL CREDIT UNION
✅TRUGROCER FEDERAL CREDIT UNION
✅ADELFI CREDIT UNION
✅POLAM 19739 CREDIT UNION
✅UNION YES FEDERAL CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION

Compare other loan types in Garden Grove, CA

Why compare Home Equity Loans in Garden Grove, CA on LendMesh

If you’re exploring home equity credit in Garden Grove, CA, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and more affordable options. Every borrower’s needs are unique, so browsing a variety of offers ensures you find terms that truly fit your goals. Keep an eye on different lenders to make the most informed decision for unlocking your home’s value.

Consider subscribing to LendMesh for personalized loan alerts tailored to your target rate—whether that’s 4%, 5%, or another number. You’ll receive timely notifications when offers dip below your desired threshold, along with expert insights and hand-picked loan deals delivered weekly or monthly. Join many Garden Grove homeowners who trust LendMesh to stay informed and seize the best home equity opportunities.

Customers are also interested in:

Home Equity Credit