Home Equity Loans in Fullerton, CA

Looking for the best home equity line of credit rates in Fullerton, CA? Unlock your home's value with competitive offers tailored to your budget. Whether you’re planning upgrades or consolidating debt, comparing local lenders helps you find flexible terms that work for you.

Fullerton homeowners trust local credit unions and lenders for fast, reliable funding and expert guidance. Start comparing today to discover affordable rates and loan options that fit your unique needs—making your financial goals easier to reach right here in our community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
certifiedfed
6.625 - 7.23 %
0.8 - 15 Yrs
80 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
gosunward
6.697 - 14.75 %
20 Yrs
95 %
∞
figfcu
6.74 - 6.99 %
20 Yrs
100 %
∞
sesloc
6.74 - 8.99 %
5 - 20 Yrs
∞
americaschristiancu
6.75 %
80 %
∞
cefcu
6.75 %
5 - 15 Yrs
90 %
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞
valleyfirstcu
6.75 %
10 - 15 Yrs
∞
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-17

Credit Union Loan Rates - Trends & Analysis:

Certified has a Home Equity rate range of 6.62% to 7.23% today, which is higher than the 6.38% to 6.98% range from 7, 30, 60, and 90 days ago. Its HELOC rate is 7% now, up from 6.75% over the same past periods. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Sandia Laboratory's Home Equity rate is 6.7% today, up from 6.62% seven days ago and higher than 6.5% thirty and sixty days ago. The HELOC rate range is 7.23% to 15.25% , which is up from 6.62% to 15.25% seven days ago and also higher than the 7% to 15.25% range seen thirty and ninety days ago. Farmers Insurance has a HELOC with a 6.74% APR today, unchanged from 7 and 30 days ago but lower than the 60–day range of 6.74% to 7.74% . Their Home Equity loan shows a 6.99% APR now, steady from 7 and 30 days ago and also below the 60–day range of 6.99% to 7.99% . Both rates have stayed the same over the past 90 days.

Sesloc has a HELOC with an APR range of 6.74% to 8.99% today. This rate is the same as it was 7, 30, and 60 days ago, but the top end was slightly lower 90 days ago at 8.74% . The minimum APR has stayed steady throughout this period. America'S Christian has a HELOC with a 6.75% APR today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Citizens Equity First has a HELOC with a 6.75% APR today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months.

Pentagon's HELOC has a today APR range of 6.75% to 18% , unchanged from 7 and 90 days ago. The rate range is higher than 30 and 60 days ago when the APR was a flat 6.75% . This means the APR range has returned to the wider spread seen earlier. Valley First has a HELOC with a minimum APR of 6.75% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 18% . Honda has a HELOC with an APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows a 7.25% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

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