Home Equity Loans in Fullerton, CA

Looking for the best home equity line of credit rates in Fullerton, CA? Unlock your home's value with competitive offers tailored to your budget. Whether you’re planning upgrades or consolidating debt, comparing local lenders helps you find flexible terms that work for you.

Fullerton homeowners trust local credit unions and lenders for fast, reliable funding and expert guidance. Start comparing today to discover affordable rates and loan options that fit your unique needs—making your financial goals easier to reach right here in our community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
ccu
4 - 12 %
10 - 20 Yrs
∞
pacificservice
4.99 - 9.99 %
15 Yrs
90 %
∞
dcu
5 - 7.5 %
20 Yrs
50 %
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
1stunitedcu
5.5 - 6.86 %
10 Yrs
80 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
sffirecu
6.25 %
15 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-17

Credit Union Loan Rates - Trends & Analysis:

California has a HELOC with an APR range of 4% to 12% today. This is the same as 7 days ago but lower than 30 and 60 days ago, when the range was 5.99% to 9.25% . The rates are also lower than 90 days ago, which ranged from 7.75% to 9.25% . Pacific Service has a Home Equity loan with an APR range of 4.99% to 9.99% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 8.75% , also unchanged over the past 90 days. Both products have steady rates with no increases or decreases recently.

Digital has a Home Equity rate range of 5% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Its HELOC rates are 6% to 7.5% now, unchanged from 7 and 30 days ago and down from the higher ranges seen 30, 60, and 90 days ago. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% now, unchanged from 7 and 30 days ago but lower than 60 days ago and slightly higher than 90 days ago.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time. 1St United has a HELOC rate of 5.5% today, unchanged from it was 7, 30, 60, and 90 days ago. The Home Equity rate is 6.86% today, up from 6.56% over the past 7, 30, 60, and 90 days. Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.5% , also unchanged from 7 and 30 days ago. Both rates have stayed steady over the past few months.

San Francisco Fire has a Home Equity loan with an APR of 6.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months.

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