Home Equity Loans in Torrance, CA 90504

Looking for lower HELOC rates in Torrance, CA? Compare offers from trusted local lenders to find the best deal that fits your budget and goals. Whether it’s remodeling or debt payoff, tapping your home’s equity has never been easier or more affordable.

Enjoy personalized service right here in Torrance with flexible terms and fast funding options. Start comparing today and take the stress out of managing your finances with a home equity loan designed for your needs.

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APR

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6.89 - 12.75 %

20 Yrs

∞

7 %

∞

7 - 7.875 %

10 - 20 Yrs

∞

7 - 8 %

10 - 25 Yrs

80 %

∞

7 - 8.5 %

80 %

∞

7.125 %

15 Yrs

∞

7.125 - 9.513 %

20 Yrs

80 %

∞

7.125 - 9.75 %

10 - 15 Yrs

90 %

∞

7.25 - 10 %

20 Yrs

125 %

∞

7.25 - 11.5 %

5 - 20 Yrs

80 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Noble's Home Equity loan has an APR range of 6.89% to 12.39% , unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 7.25% to 12.75% , showing no change over the past three months. Both products have held their rates steady during this time. Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago. California Coast has a Home Equity rate range of 7% to 7.88% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

Nuvision has a HELOC with an APR range of 7% to 8% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months. Bay has a HELOC with an APR range of 7% to 8.5% today, unchanged from 7 and 30 days ago. This rate is higher than it was 30, 60, and 90 days ago when the range started at 2.99% . The top of the range has stayed steady at 8.5% throughout this time. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Global has a Home Equity rate range of 7.12% to 9.51% today, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The 90–day rates were lower at 6.88% to 9.25% . Their HELOC rates are 7.75% to 8.75% now, unchanged from both 7 and 30 days ago, but lower than 60 days ago when the rate was 8.25% . First Entertainment has a Home Equity rate range of 7.12% to 8.12% today, unchanged from 7 and 30 days ago but lower than 30 days ago and higher than 60 days ago. Their HELOC rates remain steady at 7.25% to 9.75% , showing no change from 7, 30, 60, or 90 days ago.

Patelco's HELOC rates are 5.49% to 10% today, the same as 7 and 30 days ago but higher than 60 days ago when the top rate was 9% . Its Home Equity loan rates are 8.06% to 8.31% , unchanged from 7 and 30 days ago but up slightly from 60 days ago. Wescom Central has a HELOC with an APR range of 7.25% to 11.5% today. This rate range is the same as 7 days ago but higher than the 30–and 60–day ranges, which were 7.25% to 10.25% . Compared to 90 days ago, the minimum APR is up while the maximum is also higher.

🏦 Local Lenders in Torrance, CA

UNIFY FINANCIAL FEDERAL CREDIT UNION — 2305B W 190TH ST TORRANCE CA 90504

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If you’re searching for lower HELOC rates in Torrance, CA, it’s wise to keep comparing offers from multiple lenders on LendMesh. Exploring a variety of options helps you uncover better deals and more affordable terms that suit your financial goals. Taking the time to review different rates can make a big difference in how much you save over the life of your home equity loan or line of credit.

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