Home Equity Loans in Torrance, CA 90504

Looking for lower HELOC rates in Torrance, CA? Compare offers from trusted local lenders to find the best deal that fits your budget and goals. Whether it’s remodeling or debt payoff, tapping your home’s equity has never been easier or more affordable.

Enjoy personalized service right here in Torrance with flexible terms and fast funding options. Start comparing today and take the stress out of managing your finances with a home equity loan designed for your needs.

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APR

Term

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6.25 - 6.75 %

75 %

∞

6.25 - 7 %

10 - 20 Yrs

100 %

∞

6.25 - 8 %

∞

6.25 - 9.08 %

20 Yrs

80 %

∞

6.25 - 9.75 %

5 - 20 Yrs

80 %

∞

6.375 - 6.77 %

0.8 - 15 Yrs

80 %

∞

6.5 %

10 - 15 Yrs

∞

6.5 - 7.5 %

5 - 15 Yrs

85 %

∞

6.5 - 9.25 %

20 Yrs

89 %

∞

6.5 - 11.5 %

20 Yrs

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. This rate range is lower than 30 days ago when it went up to 21% , and also lower than 60 days ago when the range started 1.99% but went up to 21% . Safe 1 has a HELOC with a 6.25% APR today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range from 6.5% to 7% APR, also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Partners has a HELOC rate range of 6.25% to 6.5% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rates are 8.08% to 9.08% now, up slightly from 8.04% to 9.14% seven days ago and higher than 7.9% to 8.93% thirty days ago. The Home Equity rates have also risen compared to 60 and 90 days ago.

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Certified has a Home Equity loan with rates ranging from 6.38% to 6.77% today, which is lower than the 6.38% to 6.98% range seen 7, 30, and 60 days ago. Their HELOC rate is steady at 6.75% , unchanged from 7, 30, and 60 days ago. Coast Central has a Home Equity loan with an APR of 6.5% today. This rate is the same as it was 7 and 30 days ago. There has been no change in the APR over the past month.

Sierra Central's Home Equity rates are 6.5% to 6.76% today, unchanged from 7 and 30 days ago but higher than 60 days ago. The HELOC rates are 7.25% to 7.5% , steady from 7 days ago but lower than both 30 and 60 days ago. Justice has a HELOC with an APR range of 6.5% to 6.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 7.25% to 9.25% today, with the top end higher than 7 days ago when it was 8.5% , but unchanged from 30 and 90 days ago.

Star One's Home Equity rates are 6.5% to 11.5% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago. The HELOC rate is 6.75% , steady from 7 days ago and down from the 6.75% to 18% range 30 days ago.

🏦 Local Lenders in Torrance, CA

UNIFY FINANCIAL FEDERAL CREDIT UNION — 2305B W 190TH ST TORRANCE CA 90504

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