Home Equity Loans in El Paso, TX

Looking to tap into your home’s equity in El Paso, TX? Compare the best home equity loan options nearby to find low rates and flexible terms that fit your budget and goals. It’s easier than you think to get started.

Whether you’re planning a remodel or want to consolidate debt, local lenders in El Paso offer personalized service and quick funding. Discover the right HELOC for your needs and unlock your home’s potential with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
texasbaycu
5.34 - 8.24 %
30 Yrs
80 %
gcefcu
5.49 %
20 Yrs
80 %
itcu
5.5 %
5 - 20 Yrs
70 %
abileneteachersfcu
5.5 - 8.5 %
20 Yrs
fccu
5.59 - 11.25 %
5 - 20 Yrs
90 %
rbfcu
5.625 - 7.75 %
4 - 30 Yrs
80 %
smartcu
5.74 - 7.99 %
5 - 20 Yrs
80 %
texanscu
5.79 - 6.75 %
5 - 20 Yrs
ssfcu
5.99 - 7.155 %
20 Yrs
80 %
affinityplus
6 - 6.218 %
10 Yrs
90 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Texas Bay has a Home Equity rate range of 5.34% to 6.94% today, unchanged from 30 and 60 days ago but higher than 7 days ago when the top rate was 6.64% . Its HELOC rates remain steady at 7.74% to 18% compared to 30 and 60 days ago. Gulf Coast Educators has a Home Equity loan with an APR of 5.49% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. Intouch has a Home Equity loan with a 5.5% APR today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months.

Abilene Teachers has a Home Equity loan with an APR range of 5.5% to 8.5% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. First Community has a Home Equity APR range of 5.59% to 8.09% , unchanged from 7, 30, and 60 days ago. Its Improvement loan rates hold steady at 6.09% to 8.34% , with no change over the past two months. The HELOC APR range is 9.5% to 11.25% , also unchanged from 7, 30, and 60 days ago.

Randolph Brooks has a Home Equity loan with rates ranging from 5.62% to 7.75% today, which is up from 5.38% to 7.5% seven and thirty days ago, and higher than the 5.25% to 7.25% range seen sixty and ninety days ago. Their HELOC rate remains steady at 6.25% , unchanged over the past 7, 30, 60, and 90 days. Smart Financial's Home Equity rates today range from 5.74% to 7.99% , which is higher than 7 days ago when they were 5.49% to 8.18% . Compared to 30 days ago, the minimum rate is slightly lower but the maximum rate is down. The rates are up from 60 days ago on the low end but lower on the high end, and both ends are higher than 90 days ago.

Texans has a Home Equity rate range of 5.79% to 6.64% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Their Improvement loan shares the same range and is steady compared to 7 and 30 days ago, though it was higher 60 days ago. The HELOC rate is 6.75% today and has stayed the same over the past 7, 30, and 60 days. Security Service has a HELOC rate at 5.99% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan rate is between 7.02% and 7.16% , unchanged from 7 and 30 days ago but slightly higher than 60 days ago when it ranged from 6.99% to 7.14% .

Affinity Plus has a HELOC with an APR range of 6% to 6.22% today. This rate is down from 6.22% seven days ago and 90 days ago, but it's the same as 30 and 60 days ago.

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Why compare Home Equity Loans in El Paso, TX on LendMesh

If you’re searching for the best bank for a HELOC in El Paso, TX, it pays to keep comparing your options on LendMesh. Exploring multiple lenders lets you find better deals and more affordable rates tailored to your needs. Take your time to review offers and terms so you can confidently unlock your home’s value with the loan that suits you best.

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