Home Equity Loans in El Paso, TX

Looking to tap into your El Paso home's equity? Compare home equity loan rates from trusted local lenders offering competitive interest rates and flexible options designed to fit your unique needs.

Whether you’re planning a renovation or consolidating debt, El Paso lenders provide personalized service and fast funding. Start comparing today to find the best home equity offer that helps your financial goals thrive.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
texasbaycu
5.34 - 8.24 %
30 Yrs
80 %
∞
gcefcu
5.49 %
20 Yrs
80 %
∞
itcu
5.5 %
5 - 20 Yrs
70 %
∞
abileneteachersfcu
5.5 - 8.5 %
20 Yrs
∞
fccu
5.59 - 11.25 %
5 - 20 Yrs
90 %
∞
rbfcu
5.625 - 7.75 %
4 - 30 Yrs
80 %
∞
smartcu
5.74 - 7.99 %
5 - 20 Yrs
80 %
∞
texanscu
5.79 - 6.75 %
5 - 20 Yrs
∞
ssfcu
5.99 - 7.155 %
20 Yrs
80 %
∞
affinityplus
6 - 6.218 %
10 Yrs
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Texas Bay has a Home Equity rate range of 5.34% to 6.94% today, unchanged from 30 and 60 days ago but higher than 7 days ago when the top rate was 6.64% . Its HELOC rates remain steady at 7.74% to 18% compared to 30 and 60 days ago. Gulf Coast Educators has a Home Equity loan with an APR of 5.49% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. Intouch has a Home Equity loan with a 5.5% APR today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months.

Abilene Teachers has a Home Equity loan with an APR range of 5.5% to 8.5% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. First Community has a Home Equity APR range of 5.59% to 8.09% , unchanged from 7, 30, and 60 days ago. Its Improvement loan rates hold steady at 6.09% to 8.34% , with no change over the past two months. The HELOC APR range is 9.5% to 11.25% , also unchanged from 7, 30, and 60 days ago.

Randolph Brooks has a Home Equity loan with rates ranging from 5.38% to 7.5% today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. Their HELOC rate is steady at 6.25% , the same as it was 7, 30, and 60 days ago. Smart Financial's Home Equity rates today range from 5.74% to 7.99% , which is higher than 7 days ago when they were 5.49% to 8.18% . Compared to 30 days ago, the minimum rate is slightly lower but the maximum rate is down. The rates are up from 60 days ago on the low end but lower on the high end, and both ends are higher than 90 days ago.

Texans has a Home Equity rate range of 5.79% to 6.64% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Their Improvement loan shares the same range and is steady compared to 7 and 30 days ago, though it was higher 60 days ago. The HELOC rate is 6.75% today and has stayed the same over the past 7, 30, and 60 days. Security Service has a HELOC rate at 5.99% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan rate is between 7.02% and 7.16% , unchanged from 7 and 30 days ago but slightly higher than 60 days ago when it ranged from 6.99% to 7.14% .

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago when it was 5.49% –6.24% . The Solar loan rate is the same as Home Equity, also steady from 7 days ago and up from 30 and 60 days ago. Their HELOC rate is 6.22% , unchanged from 7 and 30 days ago but up from 6% at 30 and 60 days.

🏦 Local Lenders in El Paso, TX

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🏘️ All the Lenders Available in El Paso County, TX

✅FIRSTLIGHT FEDERAL CREDIT UNION
✅EVOLVE FEDERAL CREDIT UNION
✅GECU FEDERAL CREDIT UNION
✅RAIZ FEDERAL CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅NUSENDA FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅WHITE SANDS FEDERAL CREDIT UNION
✅SECURITY SERVICE FEDERAL CREDIT UNION
✅MOUNTAIN STAR FEDERAL CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅ONE SOURCE FEDERAL CREDIT UNION

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