Home Equity Loans in Fort Worth, TX

Looking to unlock extra cash from your Fort Worth home? A home equity line of credit offers flexible access to funds for remodeling, debt relief, or unexpected expenses—all with competitive rates tailored to your needs.

Compare local lenders in Fort Worth, TX to find the best offers and personalized service. Whether you want fast funding or expert guidance, exploring your options helps you make confident financial decisions with your home’s value.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
gcefcu
5.49 %
20 Yrs
80 %
∞
itcu
5.5 %
5 - 20 Yrs
70 %
∞
fccu
5.59 - 11.25 %
5 - 20 Yrs
90 %
∞
rbfcu
5.625 - 7.75 %
4 - 30 Yrs
80 %
∞
smartcu
5.74 - 7.99 %
5 - 20 Yrs
80 %
∞
texanscu
5.79 - 6.75 %
5 - 20 Yrs
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
ssfcu
5.99 - 7.155 %
20 Yrs
80 %
∞
velocitycu
6 - 8.25 %
20 Yrs
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Gulf Coast Educators has a Home Equity loan with an APR of 5.49% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. Intouch has a Home Equity loan with a 5.5% APR today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. First Community has a Home Equity loan with an APR range of 5.59% to 8.09% , unchanged from it was 7, 30, 60, and 90 days ago. Their Improvement loan APR stays steady at 6.09% to 8.34% , showing no change over the past three months. The HELOC rates also hold firm, ranging from 9.5% to 11.25% , unchanged from a week to three months ago.

Randolph Brooks has a Home Equity loan with rates ranging from 5.62% to 7.75% today, which is up from 5.38% to 7.5% seven and thirty days ago, and higher than the 5.25% to 7.25% range seen sixty and ninety days ago. Their HELOC rate remains steady at 6.25% , unchanged over the past 7, 30, 60, and 90 days. Smart Financial's Home Equity rates today range from 5.74% to 7.99% , which is higher than 7 days ago when they were 5.49% to 8.18% . Compared to 30 days ago, the minimum rate is slightly lower but the maximum rate is down. The rates are up from 60 days ago on the low end but lower on the high end, and both ends are higher than 90 days ago.

Texans has a Home Equity rate range of 5.79% to 6.64% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Their HELOC rate is steady at 6.75% , unchanged from the past 7, 30, 60, and 90 days. Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match

Security Service has a HELOC rate at 5.99% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan rate is between 7.02% and 7.16% , unchanged from 7 and 30 days ago but slightly higher than 60 days ago when it ranged from 6.99% to 7.14% . Velocity's Home Equity loan has an APR range of 6% to 6.75% today, which is lower than 7 days ago but the same as 30 days ago and 60 days ago. The Improvement loan's APR range is 7% to 8.25% , down from 7.3% to 8.35% seven days ago.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% .

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