Home Equity Loans in Dallas, TX 75224

Looking to tap into your Dallas home's equity? Compare offers from local banks and credit unions to find flexible HELOC options that fit your needs. Whether it’s remodeling or managing debt, the right lender can make the process smooth and straightforward.

Dallas homeowners deserve personalized service and fast funding from trusted lenders who understand the local market. Start comparing today to unlock your home’s value with confidence and find the best rates available in Texas.

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APR

Term

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4.54 - 5.54 %

5 Yrs

50 %

∞

4.75 - 9.75 %

20 Yrs

80 %

∞

5 - 8 %

20 Yrs

∞

5.14 - 6.74 %

5 - 30 Yrs

∞

5.24 - 6.49 %

5 - 30 Yrs

80 %

∞

5.24 - 8.5 %

20 Yrs

90 %

∞

5.34 - 6.64 %

5 - 30 Yrs

80 %

∞

5.375 - 7.5 %

4 - 30 Yrs

∞

5.49 %

20 Yrs

80 %

∞

5.5 %

5 - 20 Yrs

70 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Neighborhood has a Home Equity rate range of 4.54% to 5.54% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR is 4.54% , matching the recent history exactly. East Texas Professional has a Home Equity rate range of 4.75% to 7% today, unchanged from 7, 30, and 90 days ago, and the minimum rate matches the 60–day rate of 4.75% . Their HELOC rates are between 6.75% and 9.75% , unchanged from both 7 and 30 days ago.

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. Austin Telco has a Home Equity loan with an APR range of 5.14% to 6.74% today. This rate range is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

A+ has a Home Equity loan with an APR range of 5.24% to 6.49% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rate is steady at 6.24% today, unchanged from the past 7, 30, and 60 days as well. Both products show no rate changes over these time periods. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Texas Bay has a Home Equity loan with an APR range of 5.34% to 6.64% today. This rate is the same at the low end but lower at the high end compared to 7 and 30 days ago, when the range was 5.34% to 6.94% . The rate has gone down from those earlier periods. Randolph Brooks has a Home Equity rate range of 5.38% to 7.5% today, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. Its HELOC rate is steady at 6.25% , unchanged from 7, 30, and 60 days ago.

Gulf Coast Educators has a Home Equity loan with an APR of 5.49% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. Intouch has a Home Equity loan with a 5.5% APR today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months.

🏦 Local Lenders in Dallas, TX

CREDIT UNION OF TEXAS CREDIT UNION — 4180 S HAMPTON RD DALLAS TX 75224

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Why compare Home Equity Loans in Dallas, TX on LendMesh

If you’re searching for the best bank for a HELOC in Dallas, TX, take your time comparing lenders on LendMesh. Exploring multiple offers helps you uncover better deals and lower rates tailored to your needs. There’s no rush—finding the right home equity loan or line of credit can make all the difference in unlocking your home’s value for renovations, debt consolidation, or other goals.

Consider subscribing to LendMesh for personalized loan alerts designed for Dallas borrowers like you. Just set your target rate, and we’ll notify you as soon as options fall below that threshold. Choose weekly or monthly updates packed with expert insights, market trends, and carefully selected loan offers, ensuring you stay informed and ready to act when the perfect HELOC deal appears.

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