Welcome to the-local-22747, a trusted financial institution that has proudly served its members since 1977. Located in the heart of Dallas, TX, we are committed to empowering our community with exceptional banking services tailored to meet your needs. Our mission is to provide unparalleled service to all, including military members and their families, fostering a sense of belonging and financial well-being among our 4,389 members. Under the leadership of CEO Jim Ratliff and Board President Ralph Compton, we strive to create an inclusive environment where every member feels valued and supported.

As a federally insured credit union by the NCUA since 6/13/1977 0:00, your deposits are protected, giving you peace of mind as you navigate your financial journey. We understand that convenience is key in today’s fast-paced world, which is why we offer modern banking tools such as online banking, a user-friendly mobile application, person-to-person transfers, and e-statements for effortless account management. While we currently do not support mobile payments or electronic signature authorization, our commitment to providing accessible services remains unwavering. To learn more about how we can assist you on your path to financial success, visit us at https://www.thelocalfcu.com/ or reach out via fax at (214) 638-0068. Join us at the-local-22747 where we prioritize your financial empowerment and community connection.

At the-local-22747, we take pride in offering a comprehensive range of financial services designed to meet the diverse needs of our members. From personal banking solutions, including checking and savings accounts, to specialized financing options such as auto loans and mortgage refinancing, our goal is to provide resources that empower individuals and small businesses alike. Our offerings also extend to credit cards with rewards, business banking solutions, and convenient ATM services, ensuring that whatever your financial need may be, we have you covered. With our commitment to helping members navigate everyday banking while planning for significant life milestones, we strive to be a reliable partner on your financial journey.

In today’s fast-paced world, digital access plays a crucial role in managing finances efficiently. At the-local-22747, we offer robust online banking capabilities and a user-friendly mobile application that allows members to perform transactions anytime, anywhere. Tools such as person-to-person transfers and e-statements simplify your banking experience while enhancing convenience. Though electronic signatures are not available at this time, our services are structured to facilitate easy access and management of your accounts. For those interested in finding the best loan rates or comparing options, we encourage you to explore opportunities through https://www.lendmesh.com/loans/mortgage_loans . If you're curious about membership eligibility or how to join our community, please visit http://www.thelocalfcu.com/about/index .php for more information. Should you have any questions or require personalized support, feel free to reach out via fax at (214) 638-0068—we're here to help!

The Local Credit Union has established itself as a trusted and valuable financial partner in the community, boasting a Total Membership of 4,389 individuals who rely on its services for their financial needs. With Total Assets amounting to 25,424,592, the institution demonstrates robust financial health and a commitment to stability. The Net Worth of 5,319,895 reflects prudent management and the capacity to serve its members effectively, while the impressive Net Worth Ratio of 2,092 underscores its strong capital position.

In terms of deposits, The Local has attracted Total Deposits of 2,683,778, showcasing the confidence members have in their financial institution. This trust is further reinforced by the institution’s ability to extend Total Loans and Leases totaling 1,923, offering diverse lending options that cater to both personal and business needs. Although the credit union currently reports a Net Income of 0, its focus on long-term member value rather than short-term profit positions it as a reliable partner.

Employing a dedicated team of 13 professionals, The Local Credit Union ensures personalized service and support for every member, making it more than just a place to bank—it is a community hub where members are valued. The Credit Card Loan Volume of 1,106 and Auto Loan Volume of 738 indicate an active participation in facilitating consumer financing, allowing members to achieve their goals with competitive products designed for their benefit.

With no reliance on outside funding, as evidenced by Total Borrowings of 0, The Local Credit Union stands firm in its mission to empower its members through responsible lending practices and transparent operations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

For those looking to explore financing options, compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates tailored to your needs.