Home Equity Loans in Little Elm, TX

Wondering about the current equity in your Little Elm, TX home? Discover how much you can access and explore home equity loan options that fit your budget. It’s a smart way to fund renovations, consolidate debt, or handle unexpected expenses with confidence.

Local lenders in Little Elm offer competitive rates and personalized support, making it easy to find the right loan for your needs. Compare offers today and tap into your home’s value with flexible terms designed to work for you and your family.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
myncu
4.54 - 5.54 %
5 Yrs
50 %
∞
etpcu
4.75 - 9.75 %
20 Yrs
80 %
∞
firsttechfed
5 - 8 %
20 Yrs
∞
atfcu
5.14 - 6.74 %
5 - 30 Yrs
∞
aplusfcu
5.24 - 6.49 %
5 - 30 Yrs
80 %
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
texasbaycu
5.34 - 8.24 %
30 Yrs
80 %
∞
rbfcu
5.375 - 7.5 %
4 - 30 Yrs
∞
gcefcu
5.49 %
20 Yrs
80 %
∞
itcu
5.5 %
5 - 20 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Neighborhood has a Home Equity rate range of 4.54% to 5.54% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR is 4.54% , matching the recent history exactly. East Texas Professional has a Home Equity rate range of 4.75% to 7% today, unchanged from 7, 30, and 90 days ago, and the minimum rate matches the 60–day rate of 4.75% . Their HELOC rates are between 6.75% and 9.75% , unchanged from both 7 and 30 days ago.

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. Austin Telco has a Home Equity loan with an APR range of 5.14% to 6.74% today. This rate range is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

A+ has a Home Equity loan with an APR range of 5.24% to 6.49% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rate is steady at 6.24% today, unchanged from the past 7, 30, and 60 days as well. Both products show no rate changes over these time periods. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Texas Bay has a Home Equity loan with an APR range of 5.34% to 6.64% today. This rate is the same at the low end but lower at the high end compared to 7 and 30 days ago, when the range was 5.34% to 6.94% . The rate has gone down from those earlier periods. Randolph Brooks has a Home Equity rate range of 5.38% to 7.5% today, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. Its HELOC rate is steady at 6.25% , unchanged from 7, 30, and 60 days ago.

Gulf Coast Educators has a Home Equity loan with an APR of 5.49% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. Intouch has a Home Equity loan with a 5.5% APR today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months.

🏦 Local Lenders in Little Elm, TX

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Denton County, TX

✅NIZARI PROGRESSIVE FEDERAL CREDIT UNION
✅TEXANS CREDIT UNION
✅RESOURCE ONE CREDIT UNION
✅DATCU CREDIT UNION
✅FORT WORTH COMMUNITY CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅TEXAS TRUST CREDIT UNION
✅EECU CREDIT UNION
✅PINE FEDERAL CREDIT UNION
✅TEAM FIRST FEDERAL CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅UNION BAPTIST GREENBURGH FEDERAL CREDIT UNION
✅SECNY FEDERAL CREDIT UNION
✅MANVILLE AREA FEDERAL CREDIT UNION
✅C C S E FEDERAL CREDIT UNION
✅ADVANCIAL FEDERAL CREDIT UNION
✅MATSON EMPLOYEES FEDERAL CREDIT UNION
✅GREENSBURG TEACHERS CREDIT UNION
✅CREDIT UNION OF TEXAS CREDIT UNION
✅THE STATE CREDIT UNION
✅HEALTHCARE FINANCIAL CREDIT UNION
✅RANDOLPHBROOKS CREDIT UNION
✅EL MONTE COMMUNITY CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅NEIGHBORHOOD CREDIT UNION
✅UNICITY CREDIT UNION
✅SELECT FEDERAL CREDIT UNION
✅SUN PACIFIC FEDERAL CREDIT UNION
✅LIVING IN FULFILLMENT EVERYDAY FEDERAL CREDIT UNION

Compare other loan types in Little Elm, TX

Why compare Home Equity Loans in Little Elm, TX on LendMesh

If you’re exploring the current equity in Little Elm, TX, take your time comparing offers on LendMesh to uncover the best rates and loan options that fit your needs. Browsing multiple lenders lets you find flexible terms without feeling rushed, helping you make confident decisions for your home’s value. Start with a few quotes and see how different lenders stack up before committing—your perfect loan could be just a few clicks away.

Stay informed effortlessly by subscribing to LendMesh’s alert service tailored for Little Elm homeowners. Simply set your ideal interest rate, and we’ll notify you when offers fall below that mark. Receive expert insights, weekly or monthly updates, and curated loan deals straight to your inbox, so you never miss a competitive opportunity. Join thousands who rely on LendMesh to navigate the market smartly and secure the best home equity financing.

Customers are also interested in:

Current Equity