At Life FCU, established in 1973, we are committed to empowering our members and the community we serve. Located in Cross Roads, TX, our mission revolves around providing accessible financial solutions that cater to the unique needs of our diverse membership, including military members and local residents. Under the guidance of CEO Dustin Fuller and Board President Anita Winkles, we strive to create a welcoming environment where trust and member-first service are at the forefront of everything we do.

As a federally insured credit union since 5/16/1973 0:00, Life FCU offers a range of modern banking tools designed for convenience and security. Our members can enjoy features such as online banking, a mobile app, e-statements, and person-to-person transfers that make managing finances easier than ever. We believe that technology should enhance your banking experience without compromising personal service. Visit us at https://www.lifefcu.com/ to learn more about how we can support your financial journey with dedication and integrity.

At Life FCU, we understand that managing your finances is a crucial part of achieving your life goals. That’s why we offer a comprehensive range of services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to auto loans and vehicle financing, we are here to help you navigate everyday banking with ease. Our business banking services also cater to small enterprises, providing essential tools such as merchant services and business loans. Whether you're looking to refinance your mortgage or consolidate debt through our personal loans, Life FCU has you covered with competitive rates and tailored options.

In today’s fast-paced world, convenience is key. That’s why Life FCU offers robust digital banking solutions, including online banking and a user-friendly mobile application that allows you to manage your finances on-the-go. With features such as person-to-person transfers and e-statements, you can easily stay on top of your financial commitments without any hassle. Although mobile payments are not currently available, our commitment to providing efficient services ensures that you can access your accounts anytime, anywhere. For those considering membership, check out our eligibility criteria at http://www.lifefcu.com/vision/#membership to see how easy it is to join our community. And if you're looking for the best loan options available in the market, be sure to visit https://www.lendmesh.com/loans/personal_loans for comparing rates and finding what suits you best. Should you have any questions or need personalized assistance, feel free to reach out through —we’re here for you every step of the way!

Life FCU stands as a beacon of trust and reliability in the financial landscape, dedicated to serving its community with unparalleled commitment. With a Total Membership of 1,820, we pride ourselves on being a member-focused institution where every individual matters. Our financial stability is reflected in our Total Assets amounting to 15,871,695, demonstrating our solid foundation and capacity to meet the diverse needs of our members.

The fiscal health of Life FCU is underscored by a Net Worth of 803,231 and a noteworthy Net Worth Ratio of 502. While we acknowledge the challenges reflected in our recent Net Income of -758,214, our commitment to transparency and prudent management ensures that we are well-positioned for future growth and sustainability. Our Total Deposits, which reach 937,392, signify the trust our members place in us, while our Total Loans and Leases at 1,145 showcase our proactive approach to lending.

Employing a dedicated team of just 5 staff members, we maintain personalized service and foster strong relationships with each member. Our focus extends beyond personal banking; with a robust portfolio that includes a Credit Card Loan Volume of 225, an Auto Loan Volume of 204, and Commercial Loans totaling 30, Life FCU offers comprehensive solutions tailored for every financial need.

Our operational integrity and commitment to excellence not only drive our performance but also reinforce the confidence placed in us by the community. As we continue to serve, we invite you to explore how Life FCU can become your trusted financial partner. For insights into performance metrics sourced from the National Credit Union Administration (NCUA), please visit https://www.ncua.gov .

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