LIVING IN FULFILLMENT EVERYDAY FEDERAL CREDIT UNION

Welcome to Living In Fulfillment Everyday, your trusted credit union located at 8800 US Highway 380 Ste 200, Cross Roads, TX 76227. Since our establishment in 1973, we have been committed to providing exceptional financial services tailored to meet the needs of our 1,820 members. With a total asset base of $15,871,695 and total deposits reaching $937,392, we pride ourselves on being a reliable partner in your financial journey. At Living In Fulfillment Everyday, we understand that each member's financial goals are unique. That's why we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. Our dedicated team of five employees is here to assist you every step of the way under the leadership of our CEO, Dustin Fuller, and Board President, Anita Winkles. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address as we strive for transparency and accessibility. With over 1,145 loans currently serviced and a net worth of $803,231, we are well-equipped to support your financial aspirations. Whether you're looking to secure an auto loan or need assistance with debt consolidation, we're here to help you navigate your options. Feel free to reach out to us at 940-365-5811 or explore more about our offerings on our website at lifefcu.com. Join us today and experience the difference of being part of a community-focused credit union!

Welcome to Living In Fulfillment Everyday, a credit union dedicated to building a brighter financial future for our community in Cross Roads, Texas. Since opening our doors in 1973, we have proudly served our members with a commitment to personal service and financial empowerment. Our branch is located at 8800 US Highway 380 Ste 200, Cross Roads, TX 76227, a convenient spot that's easily accessible for all residents. As you visit us, you'll find our friendly team ready to assist with any of your banking needs. For official correspondence, please send your mail to 8800 US Highway 380 Ste 200, Cross Roads, TX 76227-2515. Over the years, we have grown significantly from our humble beginnings and now serve over 1,820 members with total assets reaching an impressive $15,871,695. We take pride in not just being a financial institution but a supportive partner in our members' lives. Our mission is simple yet powerful: to provide top-notch financial services while fostering community support and engagement. At Living In Fulfillment Everyday, we believe in the importance of being there for our members when they need us most. Our services include personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. We also offer online banking features that make managing your finances easy and convenient. Accessibility is key to us; that's why we provide an ATM on-site for quick cash withdrawals and balance checks. While we currently do not offer drive-thru service or shared service centers, our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, ensuring that you can reach us during standard business hours. We are committed to making a positive impact on the lives of our members and the wider community through various outreach efforts and partnerships. Whether it's helping local businesses thrive or supporting community initiatives, we are here for you. If you're looking for more than just a bank a place where your financial goals can be nurtured consider joining us at Living In Fulfillment Everyday. Experience firsthand how we can help you achieve your dreams while being part of a caring community. To learn more about membership eligibility or how to get started, visit us at lifefcu.com or give us a call at 940-365-5811. Join us today and let's build a fulfilling financial future together!

Welcome to Living In Fulfillment Everyday! Conveniently located at 8800 Us Highway 380 Ste 200 Cross Roads Tx 76227 in the heart of Cross Roads, TX, our branch is designed to make your banking experience easy and enjoyable. Whether you're stopping by for a quick transaction or need assistance with your financial needs, we're here to help. As you approach our branch, you'll find it nestled near popular landmarks that make it easy to stop by during your day. Our location offers ample parking, ensuring that you can park with ease while visiting us. We are committed to accessibility; our facility features ramps and is ADA compliant so everyone can access our services comfortably. At Living In Fulfillment Everyday, we understand that time is valuable. That's why we offer convenient operating hours from Monday to Friday, 9:00 AM to 5:00 PM. Feel free to drop by during these hours or give us a call at (940) 365-5811 if you have any questions or need assistance before your visit. For those who prefer digital banking, we also provide ATM services right here at the branch for quick cash withdrawals and balance checks. While we don't currently offer drive-thru services, our friendly staff is always ready to assist you inside. If you need to send us official correspondence, please note that while our physical address is 8800 Us Highway 380 Ste 200 Cross Roads Tx 76227, our mailing address is slightly different: 8800 US Highway 380 Ste 200, Cross Roads, TX 76227-2515. We invite you to come visit us at Living In Fulfillment Everyday and discover how we can help fulfill your banking needs today!

At Living In Fulfillment Everyday, we believe in creating a welcoming community where everyone can thrive. Becoming a member is an easy and rewarding process. If you live, work, worship, or attend school in the Cross Roads area, you're already eligible to join us! We also extend membership to family members of current members, making it even more inclusive. You'll enjoy a range of benefits, from competitive loan rates to personalized financial services that cater to your unique needs. For more details on eligibility requirements, feel free to visit our dedicated page at http://www.lifefcu.com/vision/#membership . When you're ready to take the next step, opening an account with us is straightforward and hassle-free. Just stop by our branch located at 8800 Us Highway 380 Ste 200 Cross Roads Tx 76227, or give us a call at (940) 365-5811 for any questions. We're here to help you every step of the way!

At Living In Fulfillment Everyday, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is built on a solid foundation, ensuring we are here for you today and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $803,231, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 502 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,448,563 in share certificates and $147,454 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,435,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,232,928 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,790,738 in total loans and leases and 102 used auto loans. While our current net income stands at -$758,214, this reflects our commitment to providing value to our members rather than profit maximization. We also take pride in having 4 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our total share accounts have grown to 3,127, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments stand at $0, but this indicates an active approach towards managing resources effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Living In Fulfillment Everyday is your trusted partner. Visit us at 8800 Us Highway 380 Ste 200 Cross Roads Tx 76227 or call 940-365-5811 to learn more about how we can help you achieve your financial goals.