Home Equity Loans in Irving, TX

Looking for the best home equity loan rates in Irving, TX? Comparing offers from local banks helps you find flexible terms and competitive rates tailored to your needs. Whether it’s remodeling, debt consolidation, or big expenses, the right lender makes all the difference.

Irving homeowners trust community-focused banks that understand local goals and offer fast, personalized service. Explore your options today to unlock your home’s value with confidence and ease—your perfect loan is just a few clicks away.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
uhcu
6.2 - 6.344 %
∞
ecu
6.2 - 9.65 %
100 %
∞
firstmarkcu
6.24 - 9.19 %
5 - 25 Yrs
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
dupaco
6.25 - 6.75 %
75 %
∞
wellbyfinancial
6.25 - 8 %
30 Yrs
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
unitedfcu
6.3 - 7.25 %
15 Yrs
90 %
∞
crcu
6.38 - 7.38 %
5 - 30 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

United Heritage has a HELOC with a 6.2% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.34% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Educators has a Home Equity loan with an APR range of 6.2% to 9.65% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 6.24% and 8.74% , also unchanged over the past 7, 30, and 60 days. Both products have steady rates with no recent changes.

Firstmark's Home Equity rates are 6.24% to 7.24% today, the same as 7 days ago but higher than the 6.24% to 6.87% range from 30, 60, and 90 days ago. The HELOC rate is steady at 6.63% , unchanged from both 7 and 30 days ago. Improvement loan rates remain at 7.89% to 9.19% , with no change over the past 90 days. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. This rate range is lower than 30 days ago when it went up to 21% , and also lower than 60 days ago when the range started 1.99% but went up to 21% . Jsc's HELOC rates are 4.99% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the rate was 6.5% . Their Home Equity loan rates are 6.25% to 8% , the same as 7 and 30 days ago, but lower than 60 days ago when the minimum was 6.99% . The 90–day rate for Home Equity matches today's range.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . United has a Home Equity loan with an APR range of 6.3% to 18% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC has a range of 7% to 18% today, unchanged from 7, 30, and 60 days ago, but the minimum rate was lower 90 days ago at 4.99% .

Community Resource has a Home Equity rate range of 6.25% to 7.38% today, unchanged from 7 and 30 days ago. This range is lower than 30 days ago when it was 6.45% to 7.85% , but higher than 60 days ago, which had a range of 5.38% to 6.63% . Compared to 90 days ago, today's rates are slightly higher since they were between 6% and 7% .

🏦 Local Lenders in Irving, TX

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Dallas County, TX

✅VALWOOD PARK FEDERAL CREDIT UNION
✅UNICITY CREDIT UNION
✅JAFARI NOINTEREST CREDIT UNION
✅NEIGHBORHOOD CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅AMERICAS CREDIT UNION
✅LOCAL 20 IBEW FEDERAL CREDIT UNION
✅GRAND PRAIRIE CREDIT UNION
✅TEXAS TRUST CREDIT UNION
✅THE LOCAL 22747 CREDIT UNION
✅IRVING CITY EMPLOYEES FEDERAL CREDIT UNION
✅TEXAS DOW EMPLOYEES CREDIT UNION
✅RESOURCE ONE CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅TEXANS CREDIT UNION
✅CREDIT UNION OF TEXAS CREDIT UNION
✅EVERMAN PARKWAY CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅MOBILITY CREDIT UNION CREDIT UNION
✅ADVANCIAL FEDERAL CREDIT UNION
✅TOGETHER CREDIT UNION
✅CITY 67669 CREDIT UNION
✅SEAGOVILLE FEDERAL CREDIT UNION
✅MESQUITE CREDIT UNION
✅CORNER STONE CREDIT UNION
✅NEIMAN MARCUS GROUP EMPLOYEES FEDERAL CREDIT UNION
✅BAPTIST CREDIT UNION
✅METHODIST HOSPITAL EMPLOYEES FEDERAL CREDIT UNION
✅LONE STAR CREDIT UNION
✅TEXAS TELCOM CREDIT UNION
✅FAITH COOPERATIVE FEDERAL CREDIT UNION
✅OAK CLIFF CHRISTIAN FEDERAL CREDIT UNION
✅INTOUCH CREDIT UNION
✅DALLAS UP EMPLOYEES CREDIT UNION
✅SOUTHWEST FINANCIAL FEDERAL CREDIT UNION
✅FARMERS BRANCH CITY EMPLOYEES FEDERAL CREDIT UNION
✅OMEGA PSI PHI FRATERNITY FEDERAL CREDIT UNION
✅BAYLOR HEALTH CARE SYSTEM CREDIT UNION
✅PRESTIGE COMMUNITY CREDIT UNION
✅LIBERTYONE CREDIT UNION
✅METRO MEDICAL CREDIT UNION
✅GREATER TEXAS FEDERAL CREDIT UNION
✅CHICAGO PATROLMENS CREDIT UNION
✅ENERGY ONE FEDERAL CREDIT UNION

Compare other loan types in Irving, TX

Why compare Home Equity Loans in Irving, TX on LendMesh

If you're searching for banks with the best home equity loan rates in Irving, TX, taking time to compare multiple lenders can help you uncover more competitive offers and flexible terms. LendMesh makes it easy to explore a variety of options so you can confidently choose the loan that fits your needs and budget. Keep exploring to unlock your home’s value with the right deal for you.

Stay informed and ahead of the market by subscribing to LendMesh’s personalized alerts. Simply set your target rate—whether 4% or 5%—and receive notifications as soon as offers drop below that threshold. You’ll also get expert insights, rate trends, and curated loan deals delivered weekly or monthly, helping Irving borrowers like you make smarter, timely decisions without the hassle.

Customers are also interested in:

Banks With Best Home Equity Loan Rates