Home Equity Loans in Irving, TX 75038

Looking for the best home equity loan rates in Irving, TX? Comparing offers from local banks helps you find flexible terms and competitive rates tailored to your needs. Whether it’s remodeling, debt consolidation, or big expenses, the right lender makes all the difference.

Irving homeowners trust community-focused banks that understand local goals and offer fast, personalized service. Explore your options today to unlock your home’s value with confidence and ease—your perfect loan is just a few clicks away.

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5.5 - 8.5 %

20 Yrs

∞

5.59 - 11.25 %

5 - 20 Yrs

90 %

∞

5.74 - 7.99 %

5 - 20 Yrs

80 %

∞

5.79 - 6.75 %

5 - 20 Yrs

∞

5.898 - 8.468 %

5 - 15 Yrs

90 %

∞

5.99 - 7.155 %

20 Yrs

80 %

∞

6 - 6.75 %

∞

6 - 8.25 %

20 Yrs

∞

6 - 8.75 %

5 - 20 Yrs

95 %

∞

6.09 - 7.69 %

15 Yrs

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Abilene Teachers has a Home Equity loan with an APR range of 5.5% to 8.5% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. First Community has a Home Equity APR range of 5.59% to 8.09% , unchanged from 7, 30, and 60 days ago. Its Improvement loan rates hold steady at 6.09% to 8.34% , with no change over the past two months. The HELOC APR range is 9.5% to 11.25% , also unchanged from 7, 30, and 60 days ago.

Smart Financial's Home Equity rates today range from 5.74% to 7.99% , which is higher than 7 days ago when they were 5.49% to 8.18% . Compared to 30 days ago, the minimum rate is slightly lower but the maximum rate is down. The rates are up from 60 days ago on the low end but lower on the high end, and both ends are higher than 90 days ago. Texans has a Home Equity rate range of 5.79% to 6.64% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Their Improvement loan shares the same range and is steady compared to 7 and 30 days ago, though it was higher 60 days ago. The HELOC rate is 6.75% today and has stayed the same over the past 7, 30, and 60 days.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Security Service has a HELOC rate of 5.99% today, unchanged from 7 and 30 days ago. Its Home Equity loan rate is between 7.02% and 7.16% , up slightly from 6.99% to 7.14% both 7 and 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Velocity's Home Equity loan has an APR range of 6% to 6.75% today, which is lower than 7 days ago but the same as 30 days ago and 60 days ago. The Improvement loan's APR range is 7% to 8.25% , down from 7.3% to 8.35% seven days ago.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. Advancial's Home Equity rates are between 6.09% and 7.69% today, which is slightly higher than the 6.01% to 7.66% range from 7, 30, 60, and 90 days ago. The HELOC rate remains steady at 7.5% , unchanged over the past 90 days.

🏦 Local Lenders in Irving, TX

PENTAGON FEDERAL CREDIT UNION — 6191 N STATE HIGHWAY 161 STE 500 IRVING TX 75038

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