Home Equity Loans in Irving, TX

Looking for the best home equity loan rates in Irving, TX? Comparing offers from local banks helps you find flexible terms and competitive rates tailored to your needs. Whether it’s remodeling, debt consolidation, or big expenses, the right lender makes all the difference.

Irving homeowners trust community-focused banks that understand local goals and offer fast, personalized service. Explore your options today to unlock your home’s value with confidence and ease—your perfect loan is just a few clicks away.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
chartway
6.5 - 6.75 %
20 Yrs
90 %
∞
jfcu
6.5 - 9.25 %
20 Yrs
89 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
figfcu
6.74 - 6.99 %
20 Yrs
100 %
∞
bfcu
6.75 %
10 Yrs
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
∞
skyone
6.75 - 8 %
10 - 20 Yrs
80 %
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
techcu
6.75 - 8.5 %
20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Chartway has a Home Equity rate of 6.5% today, unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when it was 6.49% . Their HELOC rate is 6.75% now, unchanged from 7, 30, and 60 days ago, but lower than 90 days ago when it was 7.25% . Justice has a HELOC with an APR range of 6.5% to 6.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 7.25% to 9.25% today, with the top end higher than 7 days ago when it was 8.5% , but unchanged from 30 and 90 days ago.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Farmers Insurance has a HELOC with a minimum APR of 6.74% , unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows a minimum APR of 6.99% , also steady compared to the same time frames. The 30–day ranges for both products were higher before, but today's rates remain at the lower end of those ranges.

Barksdale has a HELOC with a 6.75% APR today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Chevron has a HELOC with an APR of 6.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , also unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months.

Skyone has a HELOC rate of 6.75% today, unchanged from 7 and 90 days ago but higher than the 3% –1% 8% range from 60 days ago. Its Home Equity loan rate is between 7.25% and 8% , unchanged from 7, 30, and 60 days ago. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Technology has a HELOC with an APR range of 6.75% to 7.25% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan APR is 7.38% to 8.5% , up from 7.12% to 8.25% both 7 and 30 days ago.

🏦 Local Lenders in Irving, TX

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Dallas County, TX

✅VALWOOD PARK FEDERAL CREDIT UNION
✅UNICITY CREDIT UNION
✅JAFARI NOINTEREST CREDIT UNION
✅NEIGHBORHOOD CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅AMERICAS CREDIT UNION
✅LOCAL 20 IBEW FEDERAL CREDIT UNION
✅GRAND PRAIRIE CREDIT UNION
✅TEXAS TRUST CREDIT UNION
✅THE LOCAL 22747 CREDIT UNION
✅IRVING CITY EMPLOYEES FEDERAL CREDIT UNION
✅TEXAS DOW EMPLOYEES CREDIT UNION
✅RESOURCE ONE CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅TEXANS CREDIT UNION
✅CREDIT UNION OF TEXAS CREDIT UNION
✅EVERMAN PARKWAY CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅MOBILITY CREDIT UNION CREDIT UNION
✅ADVANCIAL FEDERAL CREDIT UNION
✅TOGETHER CREDIT UNION
✅CITY 67669 CREDIT UNION
✅SEAGOVILLE FEDERAL CREDIT UNION
✅MESQUITE CREDIT UNION
✅CORNER STONE CREDIT UNION
✅NEIMAN MARCUS GROUP EMPLOYEES FEDERAL CREDIT UNION
✅BAPTIST CREDIT UNION
✅METHODIST HOSPITAL EMPLOYEES FEDERAL CREDIT UNION
✅LONE STAR CREDIT UNION
✅TEXAS TELCOM CREDIT UNION
✅FAITH COOPERATIVE FEDERAL CREDIT UNION
✅OAK CLIFF CHRISTIAN FEDERAL CREDIT UNION
✅INTOUCH CREDIT UNION
✅DALLAS UP EMPLOYEES CREDIT UNION
✅SOUTHWEST FINANCIAL FEDERAL CREDIT UNION
✅FARMERS BRANCH CITY EMPLOYEES FEDERAL CREDIT UNION
✅OMEGA PSI PHI FRATERNITY FEDERAL CREDIT UNION
✅BAYLOR HEALTH CARE SYSTEM CREDIT UNION
✅PRESTIGE COMMUNITY CREDIT UNION
✅LIBERTYONE CREDIT UNION
✅METRO MEDICAL CREDIT UNION
✅GREATER TEXAS FEDERAL CREDIT UNION
✅CHICAGO PATROLMENS CREDIT UNION
✅ENERGY ONE FEDERAL CREDIT UNION

Compare other loan types in Irving, TX

Why compare Home Equity Loans in Irving, TX on LendMesh

If you're searching for banks with the best home equity loan rates in Irving, TX, taking time to compare multiple lenders can help you uncover more competitive offers and flexible terms. LendMesh makes it easy to explore a variety of options so you can confidently choose the loan that fits your needs and budget. Keep exploring to unlock your home’s value with the right deal for you.

Stay informed and ahead of the market by subscribing to LendMesh’s personalized alerts. Simply set your target rate—whether 4% or 5%—and receive notifications as soon as offers drop below that threshold. You’ll also get expert insights, rate trends, and curated loan deals delivered weekly or monthly, helping Irving borrowers like you make smarter, timely decisions without the hassle.

Customers are also interested in:

Banks With Best Home Equity Loan Rates