Home Equity Loans in Chicago, IL 60636

Looking for a house line of credit in Chicago, IL? Tap into your home’s equity with flexible options designed to fit your budget and goals. Whether remodeling or consolidating debt, comparing local offers helps you find the best rates and fast funding from trusted lenders nearby.

Experience personalized service from Chicago credit unions that understand your neighborhood. With easy applications and expert guidance, you can unlock your home’s value while supporting the community you love. Start comparing home equity loan offers today to make your financial plans a reality.

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APR

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6.5 %

10 Yrs

70 %

∞

6.5 - 6.75 %

15 - 20 Yrs

80 %

∞

6.5 - 9.25 %

20 Yrs

89 %

∞

6.63 %

10 - 30 Yrs

80 %

∞

6.64 - 8.15 %

15 Yrs

90 %

∞

6.75 %

15 Yrs

80 %

∞

6.75 %

5 - 15 Yrs

90 %

∞

6.75 %

10 - 30 Yrs

80 %

∞

6.75 %

10 - 20 Yrs

85 %

∞

6.75 - 7 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Advia's HELOC has a rate range of 5.2% to 6.5% today. The minimum rate stayed the same as 7, 30, 60, and 90 days ago, but the maximum rate is higher than it was at all those times. University has a HELOC with an APR range of 6.5% to 17.99% today. This is up from 6.25% to 17.74% seven, 30, 60, and 90 days ago. The minimum APR rose while the maximum APR also increased compared to the past three months. Justice has a HELOC with an APR range of 6.5% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.25% to 9.25% , also unchanged from the past 7, 30, 60, and 90 days. Both rates have stayed steady over the last three months.

Affinity has a HELOC with a minimum APR of 6.63% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Michigan State University has a Home Equity loan with an APR range of 6.64% to 8.15% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 6.75% and 7.5% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months.

1St Midamerica has a HELOC with an APR range of 4.99% to 6.75% today. This rate is the same as it was 7, 30, and 60 days ago, and the minimum APR matches the rate from 90 days ago as well. The rates have stayed steady over the past three months. Citizens Equity First has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Numark has a HELOC with a minimum APR of 6.75% today, unchanged from 7 and 30 days ago. The rate range was 6.75% to 18% thirty, sixty, and ninety days ago, so the minimum rate has stayed steady while the range has narrowed compared to those earlier periods.

Pentagon's HELOC has an APR range of 6.75% to 18% today, unchanged from 7 and 90 days ago. The rate is higher than 30 and 60 days ago, when the APR was a flat 6.75% . Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago.

🏦 Local Lenders in Chicago, IL

SHILOH ENGLEWOOD FEDERAL CREDIT UNION — 7058 S RACINE AVE CHICAGO IL 60636

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