Home Equity Loans in Chicago, IL

Looking for a house line of credit in Chicago, IL? Tap into your home’s equity with flexible options designed to fit your budget and goals. Whether remodeling or consolidating debt, comparing local offers helps you find the best rates and fast funding from trusted lenders nearby.

Experience personalized service from Chicago credit unions that understand your neighborhood. With easy applications and expert guidance, you can unlock your home’s value while supporting the community you love. Start comparing home equity loan offers today to make your financial plans a reality.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
cafcu
6.75 - 12.25 %
90 %
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
psfcu
7 %
10 - 25 Yrs
togethercu
7.125 %
15 Yrs
uoficreditunion
7.25 - 9.75 %
5 - 20 Yrs
100 %
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
navyfederal
7.34 %
5 Yrs
70 %
firstcommunity
7.49 - 8.25 %
10 - 15 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from 7, 30, and 60 days ago but lower than 90 days ago when it was 7% to 8.5% . Their Home Equity loan APR is between 8.74% and 8.87% , unchanged from 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7, 30, and 90 days ago, but the upper end was lower at 8.24% sixty days ago. The minimum APR has stayed steady throughout this period.

Polish & Slavic has a HELOC with a today's APR of 7% . This rate is up from 6.75% seven days ago and also higher than the rates from 30, 60, and 90 days ago, which were all 6.75% . Together has a HELOC rate range of 4.99% to 5.03% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its Home Equity loan rate is 7.12% , unchanged from 7, 30, and 60 days ago, but down from 7.5% ninety days ago. University Of Illinois Community has a HELOC with an APR range of 7.25% to 9.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There have been no changes in the APR for this product over the past three months.

Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7, 30, and 60 days ago. Both products show stable rates over the past three months. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

First Community has a Home Equity loan with an APR range of 7.49% to 8.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

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Why compare Home Equity Loans in Chicago, IL on LendMesh

If you’re searching for the best house line of credit in Chicago, IL, it’s smart to explore multiple lenders to find the most competitive rates and terms tailored to your needs. LendMesh makes it easy to compare offers side-by-side, helping you spot better deals without any pressure. Take your time to review options and unlock your home’s value on your own terms.

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