Home Equity Loans in Virginia, MN

Looking to tap into your home’s equity in Virginia, MN? Comparing local lenders can help you find the best rates and terms that fit your needs, whether you’re planning a remodel or consolidating debt.

Virginia homeowners trust lenders who offer flexible borrowing options and fast funding. Explore your choices to get expert guidance and personalized service right here in your community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
genisyscu
6.26 - 7.5 %
10 Yrs
90 %
∞
toplinecu
6.49 - 7.49 %
20 Yrs
∞
mmfcu
6.49 - 9.99 %
∞
mymagnifi
6.5 %
80 %
∞
wingsfinancial
6.5 - 14 %
80 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
cccu
6.74 - 8.59 %
10 - 25 Yrs
90 %
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Genisys has a Home Equity rate range of 6.26% to 6.76% today, unchanged from 7, 30, and 60 days ago. Their HELOC rates are between 6.52% and 7.5% , also unchanged from 7, 30, 60, and 90 days ago. Both products show steady rates over the past three months.

Topline Financial has a HELOC with a 6.49% APR today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range of 6.49% to 7.49% APR, which is also steady compared to the same past periods. Both products have held their rates stable over the last three months. Mid Minnesota's Home Equity rates are between 6.49% and 9.99% today, which is higher than 7 days ago when the range was 5.99% to 9.99% , and also up from 30 and 60 days ago when the rate was 5.99% . The HELOC rate is steady at 7% today, the same as 7 days ago, but lower than the 7% to 9.84% range seen 30 and 60 days ago.

Magnifi Financial has a HELOC with a minimum APR of 6.5% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. Wings Financial has a HELOC with an APR range of 6.5% to 14% today. This rate is the same as it was 7, 30, and 60 days ago, but the upper end was lower at 9% ninety days ago. The minimum APR has stayed steady at 6.5% over all these periods. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

City & County has a Home Equity loan with an APR range of 6.74% to 8.59% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 7.75% , also unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past three months. Pentagon has a HELOC with a 6.75% APR today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The APR has not changed over these time periods.

🏦 Local Lenders in Virginia, MN

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Saint Louis County, MN

✅WINGS FINANCIAL CREDIT UNION
✅EMBARRASS VERMILLION FEDERAL CREDIT UNION
✅ELY AREA CREDIT UNION
✅NORTH STAR CREDIT UNION
✅NORTHWOODS CREDIT UNION
✅NORTHRIDGE COMMUNITY CREDIT UNION
✅HIBBING COOPERATIVE CREDIT UNION
✅NORTH SHORE FEDERAL CREDIT UNION
✅HARBOR POINTE CREDIT UNION
✅MINNESOTA POWER EMPLOYEES CREDIT UNION
✅DULUTH FIRE DEPARTMENT CREDIT UNION
✅MEMBERS COOPERATIVE CREDIT UNION
✅CENTRICITY CREDIT UNION
✅PROCTOR CREDIT UNION
✅SUPERIOR CHOICE CREDIT UNION
✅AFFINITY PLUS FEDERAL CREDIT UNION
✅VIRGINIA COOP CREDIT UNION
✅NORTHERN COMMUNITIES CREDIT UNION
✅SHARE ADVANTAGE CREDIT UNION
✅DULUTH POLICE DEPARTMENT EMPLOYEES CREDIT UNION

Compare other loan types in Virginia, MN

Why compare Home Equity Loans in Virginia, MN on LendMesh

If you’re exploring home equity lenders in Virginia, MN, take your time comparing offers on LendMesh to uncover the best rates and terms that suit your needs. Browsing multiple lenders can help you find more affordable options and flexible loan features, empowering you to unlock your home’s value confidently and wisely.

Stay ahead of changing rates by subscribing to LendMesh’s personalized alerts. Simply set your target interest rate, and you’ll receive notifications as soon as offers dip below your goal. With weekly or monthly updates featuring expert insights and curated loan deals, Virginia, MN borrowers gain a helpful edge in securing the right home equity loan at the right time.

Customers are also interested in:

Home Equity Lenders