Home Equity Loans in Madison, WI

Looking for the best line of credit rates in Madison, WI? Explore competitive offers tailored for local homeowners, making it easy to access your home’s equity when you need it most.

Whether you’re planning renovations or consolidating debt, comparing home equity loan options in Madison helps you find flexible terms and fast funding from lenders who understand your community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
landmarkcu
5.75 - 9.6 %
20 Yrs
mayocreditunion
5.79 - 7.59 %
5 - 15 Yrs
100 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
deereemployeescu
5.99 - 6.49 %
10 Yrs
90 %
foxcu
5.99 - 6.951 %
30 Yrs
bcu
6 - 6.75 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
capitalcu
6.125 - 6.75 %
3 - 10 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Landmark's HELOC rate is 5.75% today, the same as it was 7, 30, and 60 days ago. The Home Equity loan rate ranges from 7.14% to 9.6% , unchanged from 7 and 30 days ago but slightly higher than 30, 60, and 90 days ago when it ranged from 7.04% to 9.5% . Mayo Employees has a Home Equity rate range of 5.79% to 7.59% today, unchanged from 30 days ago. Their HELOC rate is 6.75% , unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past month or two.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Empeople's Home Equity loan has a today APR range of 5.99% to 6.49% , which is lower than the 6.24% to 6.49% range from 7, 30, 60, and 90 days ago. The rates have dropped compared to all those previous periods.

Fox Communities has a Home Equity rate range of 5.99% to 6.95% today, which is down from 6.95% seven days ago. Its HELOC rate is steady at 6.75% , the same as it was a week ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months.

Capital's Home Equity loan rates are between 6.12% and 6.75% today, which is higher than the 5.25% to 6.25% range seen 30, 60, and 90 days ago. The HELOC rate is 6.75% , the same as it was 30 days ago.

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