Home Equity Loans in Madison, WI

Looking for the best line of credit rates in Madison, WI? Explore competitive offers tailored for local homeowners, making it easy to access your home’s equity when you need it most.

Whether you’re planning renovations or consolidating debt, comparing home equity loan options in Madison helps you find flexible terms and fast funding from lenders who understand your community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
uwcu
6.24 - 8.74 %
15 Yrs
adviacu
6.25 %
10 Yrs
70 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
wingsfinancial
6.5 - 14 %
80 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
penfed
6.75 %
85 %
servicecu
6.75 %
westconsincu
6.75 - 7.683 %
30 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

University Of Wisconsin has a Home Equity loan with an APR range of 6.24% to 8.74% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% today, with no past data available for comparison. Advia's HELOC has an APR range of 5.2% to 6.25% today, unchanged from 7, 30, and 60 days ago. This rate is higher than it was 90 days ago when the range was 4.7% to 4.95% . University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Wings Financial has a HELOC with an APR range of 6.5% to 14% today. This rate is the same as it was 7, 30, and 60 days ago, but the upper end was lower at 9% ninety days ago. The minimum APR has stayed steady at 6.5% over all these periods.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

Service has a HELOC with an APR range of 4.99% to 17.12% today. This rate range is the same as it was 7, 30, and 60 days ago, but it's higher than the 90–day range, which was 4.99% to 6.75% . Westconsin's HELOC rate is 6.75% today, the same as it was 7, 30, and 60 days ago. The Home Equity rate is 7.68% now, up from 7.62% seven and 30 days ago, but unchanged from 60 days ago.

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