Home Equity Loans in N Muskegon, MI

Looking to tap into your Muskegon home's equity? Compare home equity loan and HELOC offers in Muskegon, MI to find the best rates and terms tailored to your needs. Whether it’s for home improvements or consolidating debt, local lenders provide friendly, personalized service.

Start your journey with trusted Muskegon credit unions and financial institutions that know our community well. Enjoy flexible options and fast funding designed to help you unlock your home’s value with confidence and care.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
itcu
5.5 %
5 - 20 Yrs
70 %
∞
zealcu
5.5 - 7.75 %
20 Yrs
95 %
∞
lafcu
5.5 - 8.99 %
∞
eastrise
5.74 - 8.13 %
15 Yrs
90 %
∞
vibecreditunion
5.75 - 6.25 %
5 - 15 Yrs
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
trueccu
6 - 7 %
15 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Intouch has a Home Equity loan with a 5.5% APR today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. Zeal's Home Equity loan has an APR range of 5.5% to 7.75% today, unchanged from 7, 30, and 60 days ago, but the minimum was lower 90 days ago at 5.5% . The HELOC's APR range is 6.75% to 18% now, unchanged from 7 and 30 days ago, with a lower minimum rate of 6.75% seen 60 and 90 days ago. Lafcu's Home Equity loan has a rate range of 5.5% to 8.99% today, which is lower than 7 days ago but the same as 30, 60, and 90 days ago. The HELOC rate is steady at 6.75% with no change over the past 7, 30, 60, or 90 days.

Eastrise has a Home Equity rate range of 5.74% to 8.13% today, which is lower than the 5.99% to 8.13% range from 60 and 90 days ago. The HELOC rate range is 6.25% to 7. Vibe's HELOC has an APR range of 5.75% to 6.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. True Community has a Home Equity loan with an APR range of 6% to 7% , unchanged from it was 7 days ago. Their HELOC rate is 6.25% today and has not changed from a week ago either. Both rates have stayed steady over the past week.

🏦 Local Lenders in N Muskegon, MI

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Muskegon County, MI

✅ROUTE 31 FEDERAL CREDIT UNION
✅FAMILY FINANCIAL CREDIT UNION
✅WEST MICHIGAN POSTAL SERVICE FEDERAL CREDIT UNION
✅SERVICE 1 FEDERAL CREDIT UNION
✅PORT CITY FEDERAL CREDIT UNION
✅TRICITIES CREDIT UNION
✅LAKE MICHIGAN CREDIT UNION
✅COMMUNITY CHOICE 64880 CREDIT UNION
✅MUSKEGON FEDERAL CREDIT UNION
✅MUSKEGON ST JOSEPH FEDERAL CREDIT UNION
✅LAKESHORE FEDERAL CREDIT UNION
✅MICHIGAN COASTAL CREDIT UNION
✅4FRONT CREDIT UNION
✅BEST FINANCIAL CREDIT UNION
✅CONSUMERS 62172 CREDIT UNION
✅HARBORLIGHT CREDIT UNION

Compare other loan types in N Muskegon, MI

Why compare Home Equity Loans in N Muskegon, MI on LendMesh

If you’re searching for a HELOC or home equity loan in Muskegon, MI, take your time to compare offers from multiple lenders on LendMesh. Exploring different options can help you find better rates and terms that fit your needs, whether you’re funding home improvements or consolidating debt. A little extra research today could save you a lot tomorrow.

Consider subscribing to LendMesh’s alert service to stay informed without the hassle. Set your ideal rate—say 4% or 5%—and receive instant notifications when offers meet your target. Plus, get weekly or monthly updates with expert insights and curated loan deals, helping Muskegon borrowers like you unlock your home’s value at the best possible terms.

Customers are also interested in:

Heloc Home Equity Loan