HarborLight Credit Union | Auto Loans & 24/7 ATM Access

Introduction

At Harborlight, we take pride in our rich history and unwavering commitment to the communities we serve. Established in 1954 and headquartered in Whitehall, MI, our mission is to empower individuals and families with financial solutions that foster growth and stability. Under the leadership of CEO Justin Bamford and Board President Lee Andrews, we prioritize a member-first approach that emphasizes trust, accessibility, and community service. Our dedication to delivering exceptional financial services has earned us the confidence of over 11,500 members.

As an NCUA-insured institution since August 1, 1974, Harborlight ensures that your deposits are secure while providing modern banking tools designed for convenience. Members can enjoy seamless online banking, a user-friendly mobile application for managing accounts on-the-go, person-to-person transfers for quick payments, e-statements for easy record-keeping, mobile payments for added flexibility, and electronic signature authorization for efficient transactions. Discover how we can support your financial journey by visiting our website at https://www.harborlightcu.org/ or reach us via fax at 2318945530. Join us in building a brighter financial future together.

Financial Services

Harborlight Credit Union offers a comprehensive suite of financial services designed to meet the diverse needs of its members. From personal banking solutions, including checking and savings accounts, to specialized services like auto loans, mortgage refinancing, and credit cards with rewards, every aspect is tailored to support your financial journey. Our business banking options encompass merchant services and business loans, ensuring that small businesses have the resources they need to thrive. Whether you are looking to manage everyday banking, plan for significant life milestones, or grow your enterprise, our offerings are crafted with your goals in mind.

In today’s fast-paced digital world, we understand the importance of convenient access to your finances. That’s why Harborlight provides robust online banking and a user-friendly mobile application that allows you to handle transactions from anywhere. With features such as person-to-person transfers, mobile payments, e-statements, and electronic signatures, managing your money has never been easier. Membership is accessible through our eligibility criteria detailed at https://www.harborlightcu.org/about-us/become-a-member.html, welcoming individuals ready to experience personalized financial care. For those exploring loan options or comparing rates, our partnership with Lendmesh can guide you through the process at https://www.lendmesh.com/loans/personal_loans. Should you require any assistance or have questions about our services, feel free to reach out at (231) 894-5530—we're here to help you navigate your financial future with confidence.

Financial Highlights

Harborlight Credit Union stands as a pillar of financial stability and trust in Michigan, with a total membership that currently stands at 11,518. This strong community backing is reflected in our impressive total assets, which amount to 157,449,026, showcasing our commitment to safeguarding and growing our members’ investments. With a net worth of 16,052,034 and an equally robust net income of 1,050,913, we exemplify financial health and resilience in the ever-evolving financial landscape.

Our dedication to providing exceptional service is mirrored in our impressive total deposits of 15,690,984 and a diverse portfolio that includes 7,552 loans and leases. These figures not only highlight our capability to meet the varied needs of our members but also demonstrate our role as a reliable financial partner committed to fostering economic growth within our community. With a total workforce of 36 dedicated professionals, we ensure that every member receives personalized attention and guidance tailored to their financial aspirations.

The strength of Harborlight Credit Union is further underscored by our remarkable net worth ratio of 1,019, indicating a solid foundation upon which we build your financial future. Our credit card loan volume stands at 1,588, while we facilitate auto loans with a volume of 3,426, making it easier than ever for our members to achieve their personal and professional goals. Additionally, we offer commercial loans, with current figures showing 5 active loans aimed at supporting local businesses.

At Harborlight, we prioritize transparency and accountability, consistently striving to enhance the financial well-being of our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, ensuring that you can trust the information guiding your decisions.

Join us today and experience firsthand why Harborlight Credit Union is the trusted choice for so many. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.

Harborlight CU

Introduction

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Financial Highlights

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