Welcome to Michigan Coastal Credit Union, a trusted financial institution established in 1958, dedicated to serving the community with a member-first approach. Under the leadership of CEO Rob Viland and Board President Wayne Ferrier, we pride ourselves on empowering our members through exceptional service and innovative financial solutions. Located in Muskegon, MI, our credit union is federally insured by the NCUA since September 13, 1973, ensuring that your funds are safe and secure.

At Michigan Coastal, we understand the importance of modern banking tools in today’s fast-paced world. That's why we offer a comprehensive suite of services designed to enhance your banking experience. Enjoy the convenience of online banking, a user-friendly mobile application, and seamless person-to-person transfers. Our commitment to accessibility is further exemplified by features such as e-statements, mobile payments, and electronic signature authorization. Visit us at https://www.michigancoastal.com/ or reach out via fax at 2317773727 to discover how we can support your financial journey.

At Michigan Coastal, we understand that our members lead busy lives and require convenient solutions to manage their financial needs. That’s why we offer a comprehensive suite of services designed to fit every aspect of your banking journey. Whether you are looking for Personal Banking options such as Checking and Savings Accounts, Auto Loans, or Mortgage Loans and Refinancing, or seeking to grow your small business with our Business Banking offerings including Merchant Services and Business Loans, we have you covered. Our Credit Cards with Rewards make everyday purchases more rewarding, while our Personal Loans and Debt Consolidation options provide the flexibility needed to navigate life's milestones.

In today’s fast-paced world, digital access is essential. Our Online Banking platform allows you to manage your accounts from anywhere at any time, complemented by our user-friendly Mobile Application that puts banking at your fingertips. Features like Person-to-Person Transfers and Mobile Payments enhance convenience, making it easier than ever to send money or pay bills on the go. Additionally, our E-Statements and E-Signature capabilities streamline transactions, helping you stay organized and efficient. For those interested in becoming a member or exploring our offerings further, visit http://www.michigancoastal.com/membership/locations-and-hours for details on membership qualifications. You can also check out competitive rates through https://www.lendmesh.com/loans/vehicle_loans to ensure you're getting the best deal possible. Should you need personal assistance, feel free to reach out via fax at (231) 777-3727; we’re here to help you achieve your financial goals with ease and confidence.

Michigan Coastal Credit Union stands as a beacon of reliability and trust in the financial landscape of Michigan. With a total membership of 2,592, we are dedicated to serving our community, ensuring that our members have access to the financial services they need to thrive. Our impressive total assets amounting to 28,377,358 reflect our stability and commitment to providing a secure banking experience.

The foundation of any trusted financial partner lies in its performance metrics, and at Michigan Coastal, we take pride in our robust net worth of 2,187,175. This strong position not only underlines our financial health but also enhances our ability to support our members with a diverse range of services. Although we recently reported a net income of -93,530, we remain focused on long-term growth and member satisfaction.

Our commitment is further demonstrated through our substantial total deposits, which stand at 2,709,352, illustrating the confidence that our members place in us. With a total loans and leases portfolio comprising 1,584, we continue to facilitate dreams—from homeownership to vehicle purchases—showcasing our dedication to being more than just a credit union; we are a partner in your journey.

Employing a team of just 8 skilled professionals, we ensure personalized service that caters to your unique financial needs. Our strong net worth ratio of 770 signifies solid capitalization, giving you peace of mind as you entrust us with your finances. We also offer an extensive array of lending options, including a credit card loan volume of 453 and an auto loan volume reaching 722, along with commercial loans totaling 9.

At Michigan Coastal Credit Union, transparency and member-centric service are at the core of what we do, backed by insights sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to explore how we can assist you in achieving your financial goals. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.