Welcome to route-31, a trusted financial institution proudly serving the Muskegon community since its establishment in 1949. Under the leadership of CEO John Rupert and Board President Charles Scott, we are dedicated to empowering our members through exceptional service and a commitment to their financial well-being. Our mission is grounded in community service, ensuring that both military members and local residents have access to reliable banking solutions that foster growth and stability.

Located in the heart of Muskegon, MI, we offer modern banking tools designed for convenience and accessibility. With features like Online Banking, a user-friendly Mobile Application, Person-to-Person Transfers, E-Statements, Mobile Payments, and E-signature Authorization, managing your finances has never been easier. As an NCUA-insured institution since 1/4/1971 0:00, we prioritize the security of your assets while striving to provide personalized support for all your financial needs. For more information about our services or to connect with us directly, visit our website at https://route31cu.com/ or reach us via fax at (231) 722-2628. Join us at route-31 and experience banking that truly puts you first.

At route-31, we are committed to providing our members with a comprehensive suite of financial services designed to meet a variety of needs. Our offerings include personal banking solutions such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as personal loans for debt consolidation. For those looking to grow their small businesses, we offer business banking services that include merchant services and business loans. With our easy-to-use online banking platform and mobile application, managing your finances has never been more convenient. Features like person-to-person transfers, mobile payments, e-statements, and electronic signatures empower you to handle everyday banking tasks from the comfort of your home or on the go.

We understand that life is full of milestones, whether you're planning for a new car, buying a home, or starting a business. Our range of loan products ensures that you have access to the funds you need when you need them. If you're curious about how our rates compare to other options available in the market, feel free to explore resources at https://www.lendmesh.com/loans/vehicle_loans for quick comparisons. Membership with route-31 is accessible to many; for more information on eligibility requirements, please visit . Should you have any questions or require personal assistance, don’t hesitate to reach out via fax at (231) 722-2628. We are here to support you every step of the way in achieving your financial goals.

In the heart of Muskegon, Michigan, route-31 stands as a beacon of trust and reliability in the financial landscape. With a robust total membership of 9,958, we have cultivated a strong community of individuals and families who rely on us for their financial needs. Our commitment to service excellence is evident in our impressive total assets of 95,307,246, which provide a solid foundation for our members' financial journeys.

Our net worth, currently at 12,527,859, reflects our stability and dedication to prudent financial management. This is further underscored by our net income of 560,121, showcasing our ability to grow and sustain operations while reinvesting in member services. The trust placed in us is also highlighted by total deposits amounting to 7,341,940, indicating that our members feel secure in entrusting their funds with us.

With an active portfolio that includes a diverse range of offerings—total loans and leases reaching 5,582—we cater to various financial needs, whether it be auto loans, personal loans, or commercial lending solutions. Our auto loan volume alone stands at 6,624, demonstrating our expertise in vehicle financing that helps members drive away with confidence.

Moreover, with a dedicated team of 33 employees, we ensure that personalized service remains at the forefront of what we do. Our impressive net worth ratio of 1,312 further illustrates our financial health and ability to support members effectively through various economic climates.

As we continue to thrive, we remain transparent about our performance and achievements, providing insights sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to experience the difference that comes from partnering with a trusted institution like route-31.

Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.