Home Equity Loans in Troy, MI

Looking to tap into your home’s value in Troy, MI? Compare the best home equity loan rates nearby to find competitive offers tailored to your needs. Whether you’re planning renovations or consolidating debt, local lenders provide clear options and friendly guidance.

Start your search with confidence knowing Troy homeowners benefit from flexible terms and quick funding. Explore personalized rates that fit your budget and financial goals, all while supporting a community that cares about your success.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
frankenmuthcu
6.75 - 8.9 %
15 Yrs
80 %
tlccu
6.75 - 8.945 %
25 Yrs
cafcu
6.75 - 12.25 %
90 %
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
navyfederal
7.34 %
5 Yrs
70 %
cuone
7.74 - 8.638 %
5 - 15 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Frankenmuth's Home Equity loan rates are between 6.75% and 8.9% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR range over the past three months. Tlc Community has a HELOC with an APR range of 6.75% to 6.92% , unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 7% to 8.95% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

Credit Union One has a HELOC with a 7.74% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a range from 7.88% to 8.64% APR, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

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Why compare Home Equity Loans in Troy, MI on LendMesh

If you’re exploring equity rates in Troy, MI, it’s wise to keep comparing offers on LendMesh to uncover the best deals and save money. Different lenders can have varying terms and rates, so taking a moment to review multiple options can help you find a loan that truly fits your needs without feeling rushed or pressured.

Consider subscribing to LendMesh to receive tailored alerts based on your target rate, whether it’s 5% or 4%. You’ll get timely notifications when rates dip below your set threshold, plus weekly or monthly updates with expert advice and curated loan offers. It’s a simple way for Troy borrowers to stay informed and seize the best opportunities as they arise.

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