Home Equity Loans in Troy, MI

Looking to tap into your home’s value in Troy, MI? Compare the best home equity loan rates nearby to find competitive offers tailored to your needs. Whether you’re planning renovations or consolidating debt, local lenders provide clear options and friendly guidance.

Start your search with confidence knowing Troy homeowners benefit from flexible terms and quick funding. Explore personalized rates that fit your budget and financial goals, all while supporting a community that cares about your success.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
msufcu
6.64 - 8.15 %
15 Yrs
90 %
∞
figfcu
6.74 - 6.99 %
20 Yrs
100 %
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞
mfcu
6.75 - 6.875 %
10 - 15 Yrs
∞
4frontcu
6.75 - 7.25 %
80 %
∞
notredamefcu
6.75 - 7.25 %
∞
honorcu
6.75 - 8.007 %
5 - 15 Yrs
80 %
∞
everwisecu
6.75 - 8.25 %
5 - 15 Yrs
90 %
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Michigan State University has a Home Equity rate range of 6.64% to 8.15% today, unchanged from it was 7, 30, and 60 days ago. Its HELOC rates are between 6.75% and 7.5% , also unchanged from the past 7, 30, and 60 days. Both products show steady rates over the last two months. Farmers Insurance has a HELOC with a minimum APR of 6.74% , unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows a minimum APR of 6.99% , also steady compared to the same time frames. The 30–day ranges for both products were higher before, but today's rates remain at the lower end of those ranges.

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Members First has a Home Equity rate range of 6.75% to 6.88% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. There has been no change in the Home Equity rates over the past two months. 4Front has a HELOC with an APR of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan has a 7.25% APR now, also unchanged from the past 90 days. Both rates have stayed steady over the last three months.

Notre Dame's HELOC rates today range from 3.99% to 6.75% , the same as 7 days ago but lower than 30 and 60 days ago when the top rate was 7.25% . The Home Equity loan rate is steady at 7.25% , unchanged from 7 and 30 days ago. Honor's HELOC rate is 6.75% today, the same as it was 7, 30, 60, and 90 days ago. The Home Equity loan rate is between 7.68% and 8.01% , unchanged from 7, 30, and 60 days ago but higher than the 6.75% to 7.5% range seen 90 days ago. Everwise has a HELOC with an APR range of 6.75% to 7.25% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan APR is between 6.75% and 8.25% , also unchanged from 7, 30, and 60 days ago but higher than the 6.5% to 8% range seen 90 days ago.

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

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✅MICHIGAN UNITED CREDIT UNION
✅DFCU FINANCIAL CREDIT UNION
✅TI CREDIT UNION
✅DIVERSIFIED MEMBERS CREDIT UNION
✅CONSTRUCTION FEDERAL CREDIT UNION
✅PEOPLE DRIVEN CREDIT UNION
✅EASTRISE FEDERAL CREDIT UNION
✅MICHIGAN FIRST CREDIT UNION
✅OUR CREDIT UNION
✅COMMUNITY CHOICE 64880 CREDIT UNION
✅GENISYS CREDIT UNION
✅ZEAL CREDIT UNION
✅SOUTHEAST MICHIGAN STATE EMPLOYEES FEDERAL CREDIT UNION
✅MICHIGAN EDUCATIONAL CREDIT UNION
✅MICHIGAN SCHOOLS AND GOVERNMENT CREDIT UNION
✅CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION
✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
✅VIBE CREDIT UNION
✅CREDIT UNION ONE CREDIT UNION
✅POLISHAMERICAN CREDIT UNION
✅CHIEF FINANCIAL FEDERAL CREDIT UNION
✅ALLIANCE CATHOLIC CREDIT UNION
✅INTOUCH CREDIT UNION
✅BERKELEY COMMUNITY FEDERAL CREDIT UNION
✅RAILWAY EMPLOYEES CREDIT UNION
✅LAKE MICHIGAN CREDIT UNION
✅VALLEY 64169 CREDIT UNION
✅WALLED LAKE SCHOOLS FEDERAL CREDIT UNION
✅HOME FEDERAL CREDIT UNION
✅PUBLIC SERVICE 60683 CREDIT UNION
✅SELFRELIANCE FEDERAL CREDIT UNION
✅CHIROPRACTIC FEDERAL CREDIT UNION
✅SECURITY CREDIT UNION
✅PARDA FEDERAL CREDIT UNION
✅LAKE TRUST CREDIT UNION
✅WESTACRES CREDIT UNION
✅PEOPLES ADVANTAGE FEDERAL CREDIT UNION
✅MICHIGAN LEGACY CREDIT UNION
✅DORT FINANCIAL CREDIT UNION
✅LOC CREDIT UNION
✅CHRISTIAN FINANCIAL CREDIT UNION
✅COMMUNITY FINANCIAL CREDIT UNION

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