Home Equity Loans in Charlotte, NC

Looking to tap into your Charlotte home's equity? Compare home equity loans and lines of credit to find the best rates and terms tailored for your needs. Whether it's a remodel or debt consolidation, local lenders offer flexible options designed with Charlotte homeowners in mind.

Finding the right loan in Charlotte, NC doesn’t have to be complicated. Explore offers that provide quick funding and friendly support, so you can confidently turn your home’s value into the cash you need. Start comparing today and make your home work for you.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
ncsecu
6.25 - 7.25 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
truliantfcu
6.39 - 9.47 %
20 Yrs
∞
efirstflight
6.48 - 7.05 %
∞
centra
6.49 - 9.49 %
15 Yrs
100 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
penfed
6.75 %
85 %
∞
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
∞
langleyfcu
6.75 - 7.59 %
2 - 20 Yrs
100 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

State Employees' HELOC rates are 6.25% to 7.25% today, the same as 7, 30, and 60 days ago. These rates are lower than 90 days ago, when they ranged from 6.5% to 7.5% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

Truliant's Home Equity loan has an APR range of 6.39% to 9.47% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The HELOC rate is 6.75% to 9.25% , unchanged from 7, 30, 60, and 90 days ago. First Flight's Home Equity rate is 6.48% today, unchanged from 7 and 30 days ago but slightly higher than the range from 90 days ago. The HELOC rate is 7.05% , down from the range seen 90 days ago. Both rates show stability compared to recent weeks.

Centra's Home Equity loan has an APR range of 6.49% to 9.49% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 6.75% to 8.75% , showing no change over the past 90 days. Both products have kept their rates stable during this time. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week. Langley has a HELOC with an APR range of 6.75% to 7.59% today. This rate is the same as it was 7 days ago but higher than the 6.75% to 7.34% range seen 30, 60, and 90 days ago. The minimum APR remains steady at 6.75% across all these time points.

🏦 Local Lenders in Charlotte, NC

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🏘️ All the Lenders Available in Mecklenburg County, NC

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