Home Equity Loans in Raleigh, NC

Looking for the best HELOC rates in Raleigh, NC? Compare top offers from trusted local lenders to find flexible terms and low rates that fit your budget. Whether it’s for renovations or debt consolidation, we make it easy to unlock your home’s value.

Our friendly Raleigh experts help you navigate your options quickly and clearly. Start your home improvement journey today with personalized support and fast funding—right here in the community you call home.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
allegacy
7.25 %
15 Yrs
100 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
credithuman
7.385 - 8.322 %
20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Allegacy's HELOC has a minimum APR of 7.25% today, unchanged from 7 and 30 days ago. This rate is higher than the range from 30 and 60 days ago, which was 4.99% to 18% , and also higher than the range from 90 days ago, which started at 0.5% . Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7 and 30 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7 and 30 days ago but higher than 90 days ago when the range was 4.99% to 7.51% .

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. There has been no change in the APR over this time. Credit Human's Home Equity rates today range from 7.38% to 8.32% , which is slightly higher than 7 days ago when rates were between 7.36% and 8.3% . Compared to 30 days ago, the rates have increased from 7.15% to 8.22% . The rates are also up from 60 and 90 days ago, when they ranged from 7.06% to 8% and 7% to 7.9% , respectively.

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