Home Equity Loans in Hampton, VA

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Lender
APR
Term
Max Amount
CLTV
Link
Info
vacu
7 - 7.75 %
freedomfirst
7 - 8 %
20 Yrs
90 %
ngfcu
7 - 8.865 %
20 Yrs
60 %
alliantcreditunion
7.24 %
navyfederal
7.25 - 7.34 %
5 Yrs
70 %
connexuscu
7.31 - 9.41 %
15 Yrs
80 %

Ready to tap into your Hampton home’s equity? Compare local lenders offering clear, straightforward home equity loans designed to fit your needs—whether it’s remodeling, debt relief, or other goals.

Explore flexible terms and competitive rates from trusted Hampton, VA lenders who understand the community. Start comparing today and find the right loan to unlock your home’s potential with confidence.

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-OCT-04

Credit Union Loan Rates - Trends & Analysis:

Virginia has a HELOC with a 7% APR today, which shows no change from the past week. Its Home Equity loan has a 7.75% APR now, up from 7.5% seven days ago. Freedom First has a HELOC with an APR range of 7% to 8% today, which is up from 7% to 7.5% seven days ago and higher than the 6.75% to 7.25% range seen 30, 60, and 90 days ago. Its Home Equity loan shows a 7.24% APR today, rising from 6.75% seven, 30, and 60 days ago, and also higher than the 6.75% to 7.75% range from 90 days ago.

Northrop Grumman has a HELOC with an APR range of 7% to 8% today, unchanged from 7 and 30 days ago but higher than the 6.75% to 7.75% range from 30, 60, and 90 days ago. Their Home Equity loan shows no change, holding steady at 8.74% to 8.87% over the past 90 days. Alliant has a HELOC with a minimum APR of 7.24% today. This rate is slightly lower than 7 days ago when it was 7.25% , but higher than 60 and 90 days ago, both at 6.75% . There is no 30–day rate available for comparison.

Navy Federal Credit Union has a HELOC with a minimum APR of 7.25% today, which is up from the 7% to 18% range seen 60 and 90 days ago. Their Home Equity loan has a steady APR of 7.34% , unchanged from 7, 30, 60, and 90 days ago. Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% today, unchanged from it was 7, 30, and 90 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7, 30, and 90 days ago. Both products show steady rates over the past three months.

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If you’re in Hampton, VA and exploring equity loan options, taking the time to compare multiple lenders can help you uncover better deals and more affordable rates. LendMesh makes it easy to browse and evaluate different offers side by side, empowering you to make informed decisions that fit your financial goals. Keep exploring to find the loan that truly unlocks your home’s potential on terms that work for you.

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