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Discover competitive HELOC interest rates today in Virginia Beach, VA, and unlock the potential of your home’s equity. Whether you’re planning a renovation or looking to consolidate debt, comparing local offers can help you find the best terms for your financial goals.
Virginia Beach homeowners trust local lenders for fast, flexible funding and personalized support. Explore your options with confidence and enjoy expert guidance tailored to our community’s unique needs—making your home equity loan experience simple and stress-free.
Today’s Home Equity Loan Rates & Analysis - Updated on 2026-OCT-04
Credit Union Loan Rates - Trends & Analysis:
First Technology's Home Equity rates today range from 5.37% to 8.29% , which is up slightly from 7 days ago but higher than the 30, 60, and 90–day ranges of 5% to 8% . The HELOC rates are between 7% and 7.12% , staying the same as 7 days ago but up compared to the lower ranges seen 30, 60, and 90 days ago. Digital's Home Equity loan has an APR range of 5.44% to 7.92% today, which is up from 5.25% to 6.75% seven days ago and higher than 5% to 6.5% thirty days ago. Compared to 60 and 90 days ago, the rates are lower now. The HELOC's APR range is 6.25% to 7.75% , unchanged from seven days ago but up from 6% to 7.5% thirty days ago and down from 6.75% to 8.49% sixty and ninety days ago.
State Department has a Home Equity rate range of 5.74% to 8.5% today, which is up from 5.24% to 8.5% seven and thirty days ago. The HELOC rate is 6.5% now, higher than the 6.25% seen over the past 7, 30, 60, and 90 days. Abnb has a HELOC with an APR range of 5.75% to 7.24% today. This rate range is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months. Together's HELOC rates are 4.99% to 5.03% today, the same as 7, 30, 60, and 90 days ago. Their Home Equity loan rates are 5.75% to 8.42% now, down from 7.12% thirty, sixty, and ninety days ago, and slightly lower than 7 days ago when the top rate was 8.55% .
Andrews Federal Credit Union has a Home Equity rate of 5.99% today, which is up from 5.74% seven and 30 days ago. This rate is higher than it was 60 and 90 days ago when it was 5.49% . Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% . Affinity Plus has a Home Equity APR range of 6.15% to 6.65% today, which is up from 5.9% to 6.39% seven and thirty days ago but higher than 60 days ago. The HELOC rate is 6.47% now, also up from 6.22% a week and a month ago and above the 6% rate from 60 days back. The Improvement loan's APR range is 7.91% to 8.72% , rising from 7.66% to 8.47% seven and thirty days ago and above the 7.24%
Newport News Shipbuilding Employees has a Home Equity rate range of 6.39% to 9.49% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. Their HELOC rates are 6.74% to 9.49% today, unchanged from 7 and 30 days ago but up from 30, 60, and 90 days ago. Truliant's Home Equity loan APR stays the same at 6.39% to 9.47% compared to 7, 30, 60, and 90 days ago. The HELOC APR is now 7% to 9.5% , which is up from 6.75% to 9.25% over the past 7, 30, 60, and 90 days.