Home Equity Loans in Virginia Beach, VA

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
vacu
7 - 7.75 %
freedomfirst
7 - 8 %
20 Yrs
90 %
ngfcu
7 - 8.865 %
20 Yrs
60 %
alliantcreditunion
7.24 %
navyfederal
7.25 - 7.34 %
5 Yrs
70 %
connexuscu
7.31 - 9.41 %
15 Yrs
80 %

Thinking about refinancing your home equity loan in Virginia Beach, VA? Compare offers from trusted local lenders to find low rates and terms that fit your budget. It’s easier than you think to unlock your home's value and save money.

Local credit unions in Virginia Beach know the community and offer fast, friendly service tailored to your needs. Whether you’re tackling renovations or consolidating debt, exploring your options here can help you get the best deal with less hassle.

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-OCT-04

Credit Union Loan Rates - Trends & Analysis:

Virginia has a HELOC with a 7% APR today, which shows no change from the past week. Its Home Equity loan has a 7.75% APR now, up from 7.5% seven days ago. Freedom First has a HELOC with an APR range of 7% to 8% today, which is up from 7% to 7.5% seven days ago and higher than the 6.75% to 7.25% range seen 30, 60, and 90 days ago. Its Home Equity loan shows a 7.24% APR today, rising from 6.75% seven, 30, and 60 days ago, and also higher than the 6.75% to 7.75% range from 90 days ago.

Northrop Grumman has a HELOC with an APR range of 7% to 8% today, unchanged from 7 and 30 days ago but higher than the 6.75% to 7.75% range from 30, 60, and 90 days ago. Their Home Equity loan shows no change, holding steady at 8.74% to 8.87% over the past 90 days. Alliant has a HELOC with a minimum APR of 7.24% today. This rate is slightly lower than 7 days ago when it was 7.25% , but higher than 60 and 90 days ago, both at 6.75% . There is no 30–day rate available for comparison.

Navy Federal Credit Union has a HELOC with a minimum APR of 7.25% today, which is up from the 7% to 18% range seen 60 and 90 days ago. Their Home Equity loan has a steady APR of 7.34% , unchanged from 7, 30, 60, and 90 days ago. Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% today, unchanged from it was 7, 30, and 90 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7, 30, and 90 days ago. Both products show steady rates over the past three months.

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Why compare Home Equity Loans in Virginia Beach, VA on LendMesh

If you’re exploring refinance equity loan options in Virginia Beach, VA, take your time to compare offers from multiple lenders on LendMesh. This simple step can help you uncover better rates and terms tailored to your needs without any pressure. By reviewing different deals, you empower yourself to make confident choices that unlock your home’s value on your terms.

Subscribe to LendMesh to receive personalized alerts that match your target rates, whether it’s 4%, 5%, or another goal. You’ll get timely notifications the moment offers dip below your set threshold, plus weekly or monthly updates packed with expert insights, rate trends, and carefully selected loan deals. Join many Virginia Beach homeowners who trust LendMesh to stay informed and seize the best refinancing opportunities.

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