Home Equity Loans in Williamsburg, VA

Looking for the best line of equity rates in Williamsburg, VA? Compare local lenders offering competitive rates and flexible terms tailored to your needs. Whether you're planning renovations or debt consolidation, find the right home equity solution to unlock your home's potential.

Williamsburg homeowners enjoy personalized support from trusted credit unions and lenders committed to our community. Get fast funding and clear guidance every step of the way—making it simple to turn your home's equity into financial freedom.

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Lender
APR
Term
Max Amount
CLTV
Link
Info
uvacreditunion
6.75 %
10 - 20 Yrs
80 %
bcu
6.75 - 7 %
langleyfcu
6.75 - 7.59 %
2 - 20 Yrs
100 %
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
freedomfirst
6.75 - 8 %
20 Yrs
90 %
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
cafcu
6.75 - 12.25 %
90 %
hfcu
6.865 - 10.615 %
20 Yrs
100 %
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
togethercu
7.125 %
15 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-18

Credit Union Loan Rates - Trends & Analysis:

University Of Va Community Cu has a HELOC with an APR range of 6.75% to 18% today. The minimum APR is the same as 30 days ago. There's no data for 7, 60, or 90 days ago to compare. Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago. Langley has a HELOC with an APR range of 6.75% to 7.59% today. This rate is the same as 7 and 30 days ago but higher than the 60 and 90 days ago range, which was 6.75% to 7.34% . The rates have stayed steady recently after being lower a couple of months back.

Chevron's HELOC rate is 6.75% today, unchanged from 7, 30, 60, and 90 days ago. The Home Equity loan rate is 7.99% , which has also stayed the same over the past 7, 30, 60, and 90 days. Both rates have been steady for at least three months. Freedom First has a Home Equity rate of 6.75% , which is steady compared to 7, 30, 60, and 90 days ago. Its HELOC rate is 7% to 7.5% , up from 6.75% to 7.25% over the past 7, 30, and 60 days. The Other program shows an 8% rate, also up from 7.75% in the last 7, 30, and 60 days.

Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from 7, 30, and 60 days ago but lower than 90 days ago when it was 7% to 8.5% . Their Home Equity loan APR is between 8.74% and 8.87% , unchanged from 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Hanscom has a HELOC with an APR range of 6.25% to 8.25% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 6.87% to 10.62% , also unchanged from the past 90 days. Both products have steady rates over this period.

America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7, 30, and 90 days ago, but the upper end was lower at 8.24% sixty days ago. The minimum APR has stayed steady throughout this period. Together has a HELOC rate range of 4.99% to 5.03% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its Home Equity loan rate is 7.12% , unchanged from 7, 30, and 60 days ago, but down from 7.5% ninety days ago.

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