Welcome to Baylands Family Credit Union, where we have proudly served our community since 1946. Located in West Point, VA, our mission is to empower our members through exceptional financial services and a commitment to their needs. Under the leadership of CEO Teresa Millis and Board President Joseph Drexler III, we prioritize trust, accessibility, and a member-first approach in everything we do. As a member-owned institution, we believe in fostering strong relationships with our members, including military personnel and their families, ensuring that everyone has access to the financial resources they deserve.

At Baylands Family Credit Union, we understand the importance of modern banking solutions. Our members benefit from convenient online banking options, a user-friendly mobile app for easy access to accounts, peer-to-peer transfer capabilities, e-statements for efficient record-keeping, and mobile payment options. We take pride in being federally insured by the NCUA since January 4th, 1971, providing our members with peace of mind regarding their savings. With a total membership of over 5,700 and assets exceeding $89 million, we are dedicated to delivering financial empowerment through various services such as auto loans, personal loans, credit cards with rewards, and much more. Explore more about what we offer on our official website at https://www.baylandsfcu.org/ or contact us via fax at 8048434859. Join us today and experience the difference that comes with being part of the Baylands Family!

At Baylands Family Credit Union, we understand that financial wellness is a journey best supported by a diverse array of services tailored to meet the unique needs of our members. Whether you’re seeking personal banking solutions like checking and savings accounts, or you’re looking to finance your dream vehicle with our competitive auto loans, we are here to help. Our offerings also include mortgage loans and refinancing options, as well as personal loans for debt consolidation. For small businesses, we provide essential services such as merchant services and business loans, ensuring you have the support needed to thrive. We aim to empower you through every financial milestone.

In today’s fast-paced world, convenience is key, which is why we prioritize digital access through robust online banking and a user-friendly mobile app. With features like person-to-person transfers and mobile payments, managing your finances has never been easier. You can keep track of your spending and stay organized with e-statements right at your fingertips. Although we currently do not offer electronic signatures, our commitment to member service remains strong. At Baylands Family Credit Union, we strive to make banking accessible for everyone. To learn more about membership eligibility or explore loan options that suit your needs, visit or check out https://www.lendmesh.com/loans/personal_loans for competitive rates. If you have any questions or need personal assistance, feel free to reach us at (804) 843-4859; we’re always here to support you on your financial journey.

Baylands Family Credit Union stands as a beacon of trust and reliability in the financial landscape, with a dedicated membership base of 5,734 individuals who rely on our services for their financial needs. Our solid foundation is reflected in our total assets, amounting to 89,218,846, showcasing our strength and stability in managing resources effectively. With a net worth of 8,195,761, we continue to build a secure financial future for our members.

Our performance is further highlighted by an impressive net income of 182,232, indicating our ability to not only meet but exceed expectations in delivering value to our community. The trust placed in us is evident from the total deposits we hold, which reach 3,730,413, underscoring the confidence that our members have in us as their financial partner. We have actively engaged in lending, with a diverse portfolio reflected in the total loans and leases of 3,938.

Our commitment to service is exemplified through our dedicated team of 33 employees who work tirelessly to ensure that every member receives personalized attention and support. With a robust net worth ratio of 916, we are well-positioned to navigate the complexities of the financial market while safeguarding our members' interests. Additionally, we proudly offer a variety of financing options, including a credit card loan volume of 757 and an auto loan volume of 1,740, catering to diverse financial aspirations.

At Baylands Family Credit Union, transparency and accountability are at the core of our operations, allowing us to maintain strong relationships with our members while fostering growth within our community. Our commitment extends beyond individual financial needs; it encompasses a vision for collective prosperity. For performance insights and financial data, you can refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Join us today and experience the difference that comes with being part of a trusted financial partner. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.