BAYLANDS FAMILY CREDIT UNION

Welcome to Baylands Family, your trusted community partner in financial growth and support, located at 7031 Richmond Rd, Williamsburg, VA 23188. Since our establishment in 1946, we have proudly served our members with a commitment to excellence and a passion for community welfare. With over 5,700 members and total assets exceeding $89 million, we are dedicated to providing personalized banking solutions tailored to meet your needs. At Baylands Family, we believe that everyone deserves access to quality financial services. We offer a wide range of products including checking and savings accounts, auto loans, mortgage loans, and business banking services. Our lending portfolio boasts over 3,900 loans, enabling us to support our members in achieving their financial dreams. Additionally, with total deposits reaching $3,730,413 and a net worth of $8,195,761, you can trust that your money is safe and sound with us. While members can visit us at our branch location for day-to-day banking needs, official correspondence should be sent to our mailing address: PO Box 392, West Point, VA 23181. Our friendly team, led by CEO Teresa Millis and Board President Joseph Drexler III, is here to assist you Monday through Friday from 9 AM to 5 PM (and until 6 PM on Fridays for drive-thru services) and Saturdays from 9 AM to 12 PM for drive-thru operations. We invite you to explore all the ways we can help you manage your finances effectively. Whether you're looking for an auto loan or need assistance with personal banking, we are just a phone call away at 804-843-2520 or you can visit our website at baylandsfcu.org for more information. Join us today and experience the difference of being a part of the Baylands Family!

At Baylands Family, we take pride in our rich history and dedication to serving the community of Williamsburg, VA. Since opening our doors in 1946, we have grown from a small local credit union into a trusted financial partner for over 5,734 members. Our commitment to improving the financial well-being of our members is at the heart of everything we do. Located at 7031 Richmond Rd, Williamsburg, VA 23188, our branch is easily accessible for anyone seeking reliable banking services. Whether you're a long-time resident or new to the area, you'll find us nestled near familiar landmarks that make it easy to visit us. While members can visit us at this address for all their banking needs, official correspondence should be sent to our mailing address: PO Box 392, West Point, VA 23181. Our mission is straightforward yet impactful: to provide personalized financial solutions while supporting the community we love. At Baylands Family, we believe that when our members thrive, so does our community. This philosophy drives us to offer a range of services from personal and auto loans to mortgage financing and business banking. We are proud of our total assets of $89,218,846, which reflect our stability and commitment to responsible growth. Over the years, we've embraced digital advancements to enhance your banking experience. With features like online banking and mobile payments, managing your finances has never been easier. We also prioritize accessibility with ADA compliance and strive to meet everyone's needs through customer-centric initiatives. In addition to providing financial services, we actively engage in community outreach efforts. Through partnerships with local organizations and participation in events, we aim to uplift those around us and contribute positively to society. As we look ahead, we invite you to join us on this journey of growth and service. Experience firsthand the benefits of being a member at Baylands Family. Whether you need assistance with savings accounts or are interested in exploring loan options, we're here for you. Visit us during our operating hours Monday through Thursday from 9 AM to 5 PM; Friday until 6 PM; and Saturday Drive-Thru from 9 AM to 12 PM or give us a call at 804-843-2520. Together, let's build a brighter future for ourselves and our community!

Becoming a member of Baylands Family is like joining a family that truly cares about your financial well-being. If you're looking to enjoy personalized service and great benefits, we welcome you with open arms! To become a member, you typically need to live, work, or worship in our community, which includes the vibrant neighborhoods around 7031 Richmond Rd Williamsburg Va 23188. Our goal is to make banking accessible and friendly for everyone, so don't hesitate to reach out if you have questions about your eligibility. You can find more detailed information on our eligibility criteria by visiting this link. Opening an account with us is a breeze! Whether you're interested in checking accounts, savings accounts, or loans, you can easily start the process through our online application available here. If you prefer speaking to someone directly, feel free to call us at (804) 843-2520. We're here to help you every step of the way and look forward to welcoming you into our community!

At Baylands Family, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our solid financial foundation, ensuring that your trust in us is well-placed. With a net worth of $8,195,761, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $14,453,528 in share certificates and $11,265,504 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,052,419 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,400 in used auto loans and $48,382,971 in total loans and leases. Our efficient operations are reflected in our net income of $182,232, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts: 11,030, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baylands Family is your trusted partner. Visit us at 7031 Richmond Rd Williamsburg Va 23188 or call 804-843-2520 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.