Home Equity Loans in Silver Spring, MD

Looking for the lowest APR home equity loan in Silver Spring, MD? Compare local offers that fit your budget and goals, whether it’s remodeling, debt payoff, or something else. Finding the right loan starts with knowing your options.

Silver Spring homeowners trust lenders who offer clear terms and fast funding. Take a moment to explore competitive rates and flexible plans designed to help you make the most of your home’s value—without the hassle or confusion.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
apgfcu
4.99 - 7.75 %
20 Yrs
90 %
∞
dcu
5 - 7.5 %
20 Yrs
∞
firsttechfed
5 - 8 %
20 Yrs
∞
firstfinancial
5 - 8.75 %
20 Yrs
100 %
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
andrewsfcu
5.74 %
20 Yrs
95 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Aberdeen Proving Ground has a Home Equity rate range of 4.99% to 6.44% today, which is slightly higher than 30 and 90 days ago when the top rate was 6.24% . The HELOC rate range remains steady at 6.75% to 7.75% , unchanged from 7, 30, and 60 days ago. Digital has a Home Equity rate range of 5% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Its HELOC rates are 6% to 7.5% now, unchanged from 7 and 30 days ago and down from 30 and 60 days ago, with 90 days ago being higher.

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the top rate was 6.5% . Its HELOC rates are between 6.75% and 6.88% , unchanged from 7 and 30 days ago, but up from 60 days ago when the range was 6.62% to 6.75% . First Financial Of Maryland has a Home Equity loan with an APR range of 5% to 6.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 8.75% , also unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past three months.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , which is unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Their HELOC rate is steady at 6.25% with no change over the past 7, 30, 60, or 90 days. Andrews Federal Credit Union has a Home Equity rate of 5.74% today, unchanged from 7 and 30 days ago but higher than the 5.49% rate from 30, 60, and 90 days ago. The rate has gone up since last month and earlier periods.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago when it was 5.49% –6.24% . The Solar loan rate is the same as Home Equity, also steady from 7 days ago and up from 30 and 60 days ago. Their HELOC rate is 6.22% , unchanged from 7 and 30 days ago but up from 6% at 30 and 60 days. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.5% , also unchanged from 7 and 30 days ago. Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today, unchanged from 7, 30, and 60 days ago. The rate range is higher than it was 90 days ago, when the minimum APR started at 5.99% .

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