Home Equity Loans in Buffalo, NY

Looking to make the most of your Buffalo home’s equity? Comparing home equity loan rates in Buffalo, NY helps you find the best deal for your budget, whether it’s for home improvements, debt consolidation, or other needs.

Buffalo homeowners deserve clear options and friendly service. Explore competitive rates tailored to our community, with flexible terms that fit your goals and fast funding to get your projects started without delay.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
bcu
6 - 6.75 %
∞
heritagefcu
6 - 7 %
20 Yrs
85 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
visionsfcu
6.25 - 6.5 %
15 Yrs
90 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
americu
6.25 - 10.25 %
10 - 20 Yrs
80 %
∞
esl
6.35 - 8.7 %
20 Yrs
90 %
∞
centra
6.49 - 9.49 %
15 Yrs
100 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Heritage Financial has a HELOC with an APR range of 4.49% to 6.25% today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 6% to 7% , also unchanged from the past 7, 30, and 60 days. Both products have stable rates over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Visions has a Home Equity rate of 6.25% today, unchanged from 7 and 30 days ago but lower than 90 days ago when it was 6.5% . The HELOC rate is 6.5% now and has not changed in the past 7, 30, or 60 days.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Americu's HELOC rates are 6.25% to 10.25% today, the same as they were 7, 30, and 60 days ago. There has been no change in the rate range over the past two months.

Esl has a Home Equity rate range of 6.35% to 8.7% today, unchanged from 7, 30, and 60 days ago. Its HELOC rates are between 7.25% and 7.75% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months. Centra's Home Equity loan has an APR range of 6.49% to 9.49% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 6.75% to 8.75% , showing no change over the past 90 days. Both products have kept their rates stable during this time.

🏦 Local Lenders in Buffalo, NY

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Erie County, NY

✅THE SUMMIT FEDERAL CREDIT UNION
✅NORTH TOWNS FEDERAL CREDIT UNION
✅GOOD NEIGHBORS FEDERAL CREDIT UNION
✅LAKE SHORE FEDERAL CREDIT UNION
✅CADETS FEDERAL CREDIT UNION
✅SENECA NATION OF INDIANS FEDERAL CREDIT UNION
✅FINANCIAL TRUST FEDERAL CREDIT UNION
✅MERIDIA COMMUNITY FEDERAL CREDIT UNION
✅CORNERSTONE COMMUNITY 11723 CREDIT UNION
✅MOOG EMPLOYEES FEDERAL CREDIT UNION
✅GREAT ERIE FEDERAL CREDIT UNION
✅UPSTATE MILK EMPLOYEES FEDERAL CREDIT UNION
✅GRIFFITH INSTITUTE EMPLOYEES FEDERAL CREDIT UNION
✅LOCAL 41 IBEW CREDIT UNION
✅BECCO BUFFALO FEDERAL CREDIT UNION
✅DUNLOP EMPLOYEES FEDERAL CREDIT UNION
✅LINTON FEDERAL CREDIT UNION
✅BUFFALO POLICE FEDERAL CREDIT UNION
✅BUFFALO METROPOLITAN FEDERAL CREDIT UNION
✅BROADVIEW FEDERAL CREDIT UNION
✅ERIE COUNTY EMPLOYEES CREDIT UNION
✅ST JOHN UNITED CREDIT UNION
✅UKRAINIAN FEDERAL CREDIT UNION
✅EMPIRE ONE FEDERAL CREDIT UNION
✅BUFFALO CONRAIL FEDERAL CREDIT UNION
✅RADIUS CREDIT UNION
✅KALEIDA HEALTH FEDERAL CREDIT UNION
✅ONE CREDIT UNION OF NY CREDIT UNION
✅CROSSROADS COMMUNITY FEDERAL CREDIT UNION
✅SISTERS HOSPITAL EMPLOYEES CREDIT UNION
✅GREATER WOODLAWN FEDERAL CREDIT UNION
✅WESTERN DIVISION FEDERAL CREDIT UNION
✅AMHERST FEDERAL CREDIT UNION
✅MORTON LANE FEDERAL CREDIT UNION
✅MARYVALE SCHOOLS FEDERAL CREDIT UNION
✅AFGM ENTERPRISES FEDERAL CREDIT UNION
✅EMPOWER 3025 CREDIT UNION
✅WESTERN NEW YORK FEDERAL CREDIT UNION
✅TONAWANDA COMMUNITY FEDERAL CREDIT UNION
✅SJP FEDERAL CREDIT UNION
✅KENMORE N Y TEACHERS CREDIT UNION
✅CIRCUIT FEDERAL CREDIT UNION
✅SLOAN PUBLIC SCHOOLS FEDERAL CREDIT UNION
✅TOWN OF CHEEKTOWAGA FEDERAL CREDIT UNION
✅NIAGARA FALLS A F FEDERAL CREDIT UNION
✅SWEET HOME FEDERAL CREDIT UNION
✅BOULEVARD FEDERAL CREDIT UNION
✅YOUR CHOICE FEDERAL CREDIT UNION
✅ARMSTRONG CO FEDERAL EMP CREDIT UNION
✅CAMBRIDGE MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅C S P EMPLOYEES FEDERAL CREDIT UNION
✅HAVERHILL FIRE DEPARTMENT CREDIT UNION
✅WILLIAMSVILLE FEDERAL CREDIT UNION
✅HOLY FAMILY PARMA FEDERAL CREDIT UNION
✅AKRON SCHOOL EMPLOYEES FEDERAL CREDIT UNION

Compare other loan types in Buffalo, NY

Why compare Home Equity Loans in Buffalo, NY on LendMesh

If you’re exploring home equity loan rates in Buffalo, NY, it pays to keep comparing lenders on LendMesh. Taking a little extra time to review multiple offers can help you uncover better deals and more affordable options tailored to your needs. Unlock your home’s value with confidence by leveraging the variety of choices available to Buffalo homeowners like you.

Stay ahead of changing rates by subscribing to LendMesh’s alerts. Simply share your target rate, whether it’s 4% or 5%, and receive notifications the moment offers meet your goal. You’ll also get weekly or monthly updates packed with expert insights, market trends, and hand-picked loan deals—making it easier for Buffalo borrowers to find the right home equity loan at the right time.

Customers are also interested in:

Home Equity Loan Rates