Home Equity Loans in Cortland, NY

Looking to tap into your home’s equity in Cortland, NY? Compare local HELOC offers that fit your needs, whether it’s remodeling, consolidating debt, or covering unexpected expenses. Trusted credit unions here provide friendly service and flexible options designed with you in mind.

Take control of your finances with fast, reliable funding from lenders who know the Cortland community. Exploring your home equity loan options has never been easier—find the best rates and terms that work for your budget and goals today.

🏦 All Local Lenders in Cortland, NY

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
VISIONS FEDERAL CREDIT UNION	141 CLINTON AVE CORTLAND NY 13045	⏰ Monday - Friday 9am - 5pm Saturday 9am - 12pm 📞 6079534892 📠 6077865718	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $5,261,855,076 Deposits: $368,430,335 Net Worth: $518,055,418 Employees: 885 Members: 258,519
THE SUMMIT FEDERAL CREDIT UNION	877 STATE ROUTE 13 CORTLAND NY 13045	⏰ MON, TUES 9-4WED 10-4THURS 9-5FRI 9-6SAT 9-1 📞 5854538670 📠 5854537039	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)	P2P E-Statements	Assets: $1,352,881,336 Deposits: $73,606,513 Net Worth: $144,591,455 Employees: 253 Members: 95,042
CFCU COMMUNITY CREDIT UNION	3910 STATE ROUTE 281 CORTLAND NY 13045	⏰ Drive Thru: Monday-Friday: 9am-5:30pm Branch Lobby Open Mon - Fri 9:00 am - 5:00 pm 📞 6077566959 📠 6072578217	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,388,898,866 Deposits: $110,717,714 Net Worth: $200,635,384 Employees: 230 Members: 79,004
CFCU COMMUNITY CREDIT UNION	182 PORT WATSON ST CORTLAND NY 13045	⏰ Drive Thru: Monday-Friday: 9:00 am-5:30pm Saturday: 9:00am-12:00pm Branch Lobby Open Mon - Fri 9:00 am - 5:00 pm Sat: 9:00am - 12:00 pm 📞 6077531840 📠 6072578217	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,388,898,866 Deposits: $110,717,714 Net Worth: $200,635,384 Employees: 230 Members: 79,004
CFCU COMMUNITY CREDIT UNION	15 NEUBIG RD CORTLAND NY 13045	⏰ Monday - Friday: 9:00am - 1:30pm and 2:00pm - 4:30pm 📞 6072573282 📠 6072578217	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $1,388,898,866 Deposits: $110,717,714 Net Worth: $200,635,384 Employees: 230 Members: 79,004
AMERICU CREDIT UNION	3944 NY281 CORTLAND NY 13045	⏰ Monday 9:00am 4:00pm Tuesday 9:00am 4:00pm Wednesday 9:00am 5:00pm Thursday 9:00am 5:00pm Friday 9:00am 5:00pm Saturday 9:00am 12:00pm 📞 6077586108 📠 3153392069	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $2,693,858,739 Deposits: $60,545,589 Net Worth: $262,375,424 Employees: 434 Members: 167,171

🏘️ All the Lenders Available in Cortland County, NY

✅VISIONS FEDERAL CREDIT UNION

✅THE SUMMIT FEDERAL CREDIT UNION

✅CFCU COMMUNITY CREDIT UNION

✅AMERICU CREDIT UNION

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