THE SUMMIT FEDERAL CREDIT UNION

Welcome to The Summit, your trusted financial partner located at 877 State Route 13, Cortland, NY 13045. Since our establishment in 1941, we've proudly served our community with dedication and care. With a thriving membership of over 95,000 individuals, we are more than just a credit union; we are a family committed to supporting your financial goals. At The Summit, we understand that every member's journey is unique. That's why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards. Our total assets now stand at an impressive $1,352,881,336, reflecting our strong financial health and commitment to providing you with the best possible services. Our CEO, Laurie Baker, alongside Board President Christian Modesti, leads a dedicated team of 253 employees who are here to help you navigate your financial path. We pride ourselves on being accessible and responsive; whether you're looking for personal banking solutions or business services like merchant accounts and business loans, we're here for you. While members can visit us at our branch location in Cortland, official correspondence should be sent to the same address: 877 State Route 13, Cortland, NY 13045. For any inquiries or assistance, feel free to reach out at (585) 453-8670. Join us at The Summit as we continue to grow together in strength and service. Visit our website at www.summitfcu.org today to learn more about how we can assist you in achieving your financial dreams!

The Summit has a rich legacy of serving the community since its establishment in 1941. Located at 877 State Route 13 in Cortland, NY, our branch has grown alongside our members, fostering relationships built on trust and support. Over the decades, we have transformed from a small credit union into a robust financial institution, proudly boasting total assets of $1,352,881,336 and a dedicated membership of 95,042. Our mission at The Summit is straightforward yet powerful: to provide exceptional financial services while enhancing the lives of our members and the communities we serve. We believe that banking should be accessible and personal. Our commitment goes beyond transactions; we strive to create positive impacts through community outreach and partnerships that help uplift those around us. While members can visit us at our Cortland address, official correspondence should be sent to the same location at 877 State Route 13, CORTLAND, NY 13045. Our branch is not just a place for banking; it's a hub for community connection. The Summit is dedicated to providing various services such as checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. We've embraced modern advancements to enhance member experience with online banking options and basic shared branch transactions for partner credit union members. At The Summit, we pride ourselves on being ADA compliant and ensuring that all individuals feel welcome in our space. We offer convenient operating hours Monday through Tuesday from 9 AM to 4 PM; Wednesday from 10 AM to 4 PM; Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM making it easy for our members to access the services they need. As we look ahead, we invite you to join us at The Summit. Experience firsthand how we prioritize our members' needs while fostering a sense of community spirit. Whether you're looking for guidance on financial matters or simply want to connect with like-minded individuals in Cortland, we are here for you every step of the way. Reach out today at 585-453-8670 or visit us online at www.summitfcu.org. Together, let's build a brighter financial future!

Welcome to The Summit, your friendly neighborhood credit union located conveniently at 877 State Route 13 in Cortland, NY. We understand that accessibility and convenience are key when it comes to banking, and our branch is designed with you in mind. Whether you're popping in for a quick transaction or looking to explore our financial services, we're here to help! Nestled in Cortland County, our branch is easy to find. We're close to local landmarks like the Cortland Country Club and just a short drive from downtown Cortland, making us an ideal stop for your banking needs. While you can visit us at our physical location for all your financial transactions, if you need to send any official correspondence, please use our mailing address: 877 State Route 13, Cortland, NY 13045. At The Summit, we pride ourselves on providing a welcoming environment. Our branch features ADA-compliant access points and ample parking for your convenience. You can count on us being open during the week with lobby hours designed to fit your busy schedule: Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 4 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM. While we currently do not have ATM or drive-thru services available at this location, we offer shared service center options that allow members of partner credit unions to complete basic transactions like deposits and withdrawals. Our team is always ready to assist you with personal banking needs including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Feel free to give us a call at 585-453-8670 if you have questions or need assistance before visiting. We look forward to welcoming you into The Summit family!

At The Summit, we believe in creating a welcoming community where everyone can thrive. Joining us is easy and open to individuals who live, work, or worship in our area. Whether you're looking for a supportive place to manage your finances or seeking tailored services that fit your lifestyle, we invite you to explore the benefits of membership. You can find detailed eligibility criteria on our website at . If you're ready to take the next step, opening an account is a breeze! Just visit us online at https://tscu.bd.digitals.dmattercloud.com/landingpage or give us a call at (585) 453-8670. We're located at 877 State Route 13 Cortland Ny 13045, and we can't wait to help you become part of our family!

At The Summit, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. Whether you're at home, at work, or on the go, our online banking platform gives you the freedom to manage your accounts anytime, anywhere. One of the standout features is our 24/7 online banking services available at https://www.summitfcu.org/ . With just a few clicks, you can check your account balances, transfer funds, and even send money directly to friends or family with our person-to-person transfers feature. It's all about making your banking experience simple and convenient. For those who prefer going paperless, we provide e-statements, allowing you to access your financial documents quickly and securely without the clutter of paper. This not only saves trees but also helps you keep track of your finances more efficiently. While we currently do not offer mobile payments or a dedicated mobile application, our online platform is designed to be user-friendly and accessible on all devices. You can easily navigate through your account details and perform transactions without hassle. Plus, our commitment to security means that your information is always protected. Although we don't have electronic signature authorization in place right now, our focus remains on delivering a smooth banking experience that meets your needs. At The Summit, we're here to help you take control of your financial journey with confidence and ease.

At The Summit, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential, and our commitment to you reflects in our robust financial performance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $144,591,455, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,068 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $430,525,811 in share certificates and $317,993,602 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,722,158, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $124,240,311 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $22,468 in used auto loans and a total of $1,144,430,854 in loans and leases available. Our operational efficiency is highlighted by our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 246 full-time employees and 7 part-time employees who are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,006,243. Total Share and Deposit Accounts: 188,315, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Summit is your trusted partner. Visit us at 877 State Route 13 Cortland Ny 13045 or call (585) 453-8670 to learn more about how we can help you achieve your financial goals.