BEGINNINGS CREDIT UNION - Cortland, NY

Welcome to Cfcu Community, where your financial well-being is our top priority! Located at 182 Port Watson St, Cortland, NY 13045, we have been proudly serving our community since 1953. With over 79,000 members and assets exceeding $1.3 billion, we are committed to providing personalized banking solutions that cater to your needs. At Cfcu Community, we believe in building lasting relationships with our members. Our friendly team of 230 dedicated employees, led by CEO Lisa Whitaker and Board President Katie Foley, is here to guide you through every step of your financial journey. Whether you're looking for a new auto loan or need assistance with personal banking, we're ready to help you achieve your goals. While you can visit us at our branch for face-to-face service, official correspondence should be sent to the same address: 182 Port Watson Street, Cortland, NY 13045-2812. We offer a variety of services including checking and savings accounts, vehicle financing, mortgage loans, and business banking solutions all designed to empower you financially. With a total deposit base of $110,717,714 and strong net worth of $200,635,384, our credit union stands as a solid choice for all your banking needs. We also maintain healthy liquidity with $11,136,964 in cash on hand to ensure that we can meet the demands of our members effectively. Ready to take control of your finances? Visit us today or give us a call at 607-753-1840. Explore how Cfcu Community can help you thrive in all your financial endeavors! For more information about membership eligibility or to open an account online, check out our website at https://www.mycfcu.com. Join us and experience the difference of community-focused banking!

At Cfcu Community, our roots run deep in the heart of Cortland, NY. Established in 1953, we have been proudly serving our community for over 70 years. From our humble beginnings at 182 Port Watson St, we have grown into a vibrant financial institution with a total membership of over 79,000. This growth reflects our commitment to providing personalized financial services that truly resonate with the needs of our members. Our mission is simple yet profound: to empower our members by offering exceptional financial products and services while fostering a sense of community. We believe that banking should be more than just transactions; it should be about building relationships and supporting one another. As part of this mission, we are dedicated to promoting financial literacy and accessibility for all, ensuring that every member has the tools they need to succeed. At our branch, you will find a range of services tailored to meet your needs from personal banking options like checking and savings accounts to loans for vehicles and mortgages. We also provide convenient online and mobile banking solutions, making it easier than ever for you to manage your finances from anywhere. While members can visit us at 182 Port Watson St Cortland Ny 13045, official correspondence should be sent to 182 Port Watson Street, Cortland, NY 13045-2812. Our operating hours are designed with your convenience in mind: the lobby is open Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. For those on the go, our drive-thru service offers quick access during these same hours. We pride ourselves on being an active member of the Cortland community. Through various outreach efforts and partnerships with local organizations, we strive to make a positive impact on the lives of those around us. Whether it's sponsoring community events or providing educational resources, we are here to support Cortland in every way we can. With total assets exceeding $1.38 billion, Cfcu Community is not just a credit union; we are a trusted partner in your financial journey. Our state-of-the-art facilities are ADA compliant and equipped with ATMs for easy access to your funds anytime you need them. Join us today and experience the difference that comes from being part of a community-focused credit union. Discover how we can help you achieve your financial goals while supporting each other along the way! For more information or to become a member, feel free to reach out at (607) 753-1840 or visit us online at https://www.mycfcu.com/.

At Cfcu Community, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family. If you're looking to become a member, you'll be happy to know that eligibility is open to a wide range of individuals. Whether you live, work, or attend school in the Cortland area, or if you have family members who are already members, you can easily qualify for membership. We welcome everyone with open arms and aim to provide financial services that truly meet your needs. To start your journey with us, simply visit our website at https://www.mycfcu.com/about-us/about-cfcu/who-can-become-a-member for detailed criteria on how to join. If you're ready to open an account or have any questions, feel free to give us a call at (607) 753-1840 or check out the account opening details here: https://loanaccounts.mycfcu.com. We look forward to having you as part of our growing family at Cfcu Community, located conveniently at 182 Port Watson St Cortland Ny 13045!

At Cfcu Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a trustworthy financial partner is essential. That's why we want to share some insights into our financial strength and how it benefits you. With a net worth of $200,635,384, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.40% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $230,728,183 in share certificates and $114,301,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $185,695,118 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $9,856 in used auto loans and $1,023,102,039 in total loans and leases. Our operational efficiency is reflected in our $324,399, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 230 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 148,117, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cfcu Community is your trusted partner. Visit us at 182 Port Watson St Cortland Ny 13045 or call (607) 753-1840 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.