Visions Credit Union Cortland NY | Quick Personal Loans & ATM Services

Introduction

Welcome to Visions, your trusted credit union located at 141 Clinton Ave, Cortland, NY 13045. Established in 1966, we have proudly served our community for over five decades, building a strong foundation of trust and financial support. With a total membership of 258,519 individuals, we strive to create lasting relationships while offering personalized banking solutions tailored to meet the needs of our members. At Visions, we understand that financial health is vital for both individuals and families. That's why we manage assets totaling an impressive $5,261,855,076, ensuring that your hard-earned money is in safe hands. Our dedication extends beyond numbers; with total deposits reaching $368,430,335, we are committed to providing competitive rates on loans and savings while maintaining robust member services. Our leadership team is here to guide you on your financial journey. Under the direction of CEO Tyrone Muse and Board President Christopher Marion, our knowledgeable staff of 885 employees is ready to assist you with everything from personal banking to business loans. Whether you're looking for auto financing or mortgage options, we're here to help you every step of the way. While members can visit us at our Cortland branch for all their banking needs, please note that official correspondence should be sent to our mailing address at 24 McKinley Ave, Endicott, NY 13760. Join us today and experience how Visions can help you achieve your financial goals. For more information or assistance, feel free to call us at (607) 953-4892 or visit our website at visionsfcu.org. We look forward to welcoming you into our community!

Branch History & Mission

At Visions, we take pride in our rich legacy that began in 1966 in the heart of Cortland, NY. Over the years, we have grown and evolved to serve our community better, fostering a sense of belonging and trust among our members. With a current membership of over 258,000 individuals, our commitment to providing top-notch financial services remains unwavering. Located at 141 Clinton Ave, Cortland, NY 13045, our branch has become a cornerstone of the community. We're just a short walk from the scenic Cortland County Courthouse, making us easily accessible for all your banking needs. While members can visit us at this address, official correspondence should be sent to 24 McKinley Ave, Endicott, NY 13760. Our mission is simple yet powerful: to empower our members with financial tools that enhance their lives while supporting the community we cherish. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. Our goal is to ensure that every member feels valued and supported on their financial journey. Since opening our doors, we've achieved significant milestones. Today, our total assets stand at an impressive $5.26 billion, reflecting our stability and growth. This success allows us to give back to the community through various outreach programs and partnerships aimed at improving the lives of those around us. We understand that convenience is key in today's fast-paced world. That's why we offer digital banking options such as online banking and mobile payments alongside traditional services. Our ATM is available for easy cash access, ensuring you have what you need when you need it. Unfortunately, we do not currently provide drive-thru services or shared service centers; however, our dedicated staff is always ready to assist you during lobby hours from Monday to Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. At Visions, we're more than just a credit union; we're a partner in your financial success. Join us today and discover how we can help you achieve your goals while making a positive impact in the Cortland community. Together, let's build a brighter future! For more information or to become a member, please call us at 607-953-4892 or visit our website at Visions.

Branch Location & Accessibility

Banking Services and Features

At Visions, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. If you're looking for business banking solutions or need assistance with online and mobile banking, our dedicated team is ready to support you every step of the way. While members can visit us at 141 Clinton Ave for all their banking needs, please note that official correspondence should be directed to our mailing address at 24 McKinley Ave in Endicott, NY.

Convenient Location

Situated near local favorites like Cortland County Historical Society and just a short drive from the scenic Cortland Park, our branch is accessible for all members. We offer ample parking right outside, ensuring you won't have to worry about finding a spot when you visit us. For those needing assistance, our facility is ADA compliant with features such as ramps and spacious entryways.

Get in Touch

Have questions or want to learn more? Don't hesitate to reach out! Give us a call at 607-953-4892. We look forward to welcoming you into our branch soon! Come see how Visions can help make your financial journey easier and more rewarding.

Operating Hours

We know that life can get busy, which is why we strive to be available when you need us most. Our lobby hours are Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. This means you can pop in during your lunch break or stop by on Saturday mornings to get your banking done without any hassle.

Member Eligibility

At Visions, we believe that everyone deserves a financial partner they can trust and rely on. Joining our community is simple, and we welcome anyone who lives, works, or worships in the areas we serve. If you have a family member who is already a member with us, you're also eligible to join! The best part? Membership opens the door to a variety of benefits, from competitive loan rates to personalized service that puts your needs first. To learn more about the specific eligibility criteria and how you can become a member, feel free to visit our website at https://membership.visionsfcu.org/. When you're ready to take the next step, opening an account is just as easy! You can find all the details on how to start your membership journey at https://digital.visionsfcu.org/visionsfcu/sdk/autoenrollmente2e. If you have any questions or need assistance, don't hesitate to give us a call at (607) 953-4892. We're here to help you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that streamline payment processing for your business. Imagine how easy it would be to accept payments quickly and securely, allowing you to focus on what really matters growing your business. From mobile payments to online transactions, our services ensure you have the tools needed to meet customer demands efficiently. Visit us at 141 Clinton Ave Cortland Ny 13045 in Cortland, NY, or call us at (607) 953-4892 to learn more about how Visions can help elevate your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $511 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $441,123,035, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Planning to purchase a new vehicle? Our auto loans and vehicle financing options make it easier than ever to hit the road in style. With competitive rates and personalized service, we help you find the best financing solution that fits your budget.

Business Banking Services

For our business members, we offer comprehensive business banking services, including merchant services and business loans, helping you manage and grow your enterprise efficiently.

Credit Cards with Rewards

Make everyday spending rewarding with our credit cards that offer rewards. Whether it's cashback on groceries or travel points, every purchase can bring you closer to exciting benefits.

Digital Banking Convenience

In today's fast-paced world, having access to your finances at all times is crucial. That's why we provide robust online and mobile banking features that allow you to check balances, transfer money, pay bills, and more all from the comfort of your home or on the go. Our ATM services also ensure quick cash withdrawals when you need them. At Visions, we are proud to serve our community with reliable financial solutions designed just for you. If you have any questions about our services or want personalized assistance, don't hesitate to reach out at (607) 953-4892 or visit us during our hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. Ready to take control of your finances? Visit us today at 141 Clinton Ave Cortland Ny 13045 in Cortland, NY, or explore more online at our website. We look forward to helping you achieve your financial goals!

Home Financing Options

Owning a home is a significant milestone for many families. At Visions, we provide mortgage loans and refinancing options that simplify the process of buying or refinancing your home. Our experienced mortgage advisors will work closely with you to guide you through every step.

Personal Banking Solutions

We understand that managing money can sometimes feel overwhelming. That's why we offer personal banking services that include checking and savings accounts tailored just for you. Whether you're saving for a special occasion or simply want easy access to your funds, our accounts provide flexibility and convenience.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans can provide the financial relief you need. If you're looking to streamline your finances, consider our debt consolidation options to help manage multiple payments into one easy-to-handle monthly payment.

Digital & Online Banking

At Visions, we understand that modern banking should fit seamlessly into your busy life. That's why we offer a range of digital and online banking services designed to keep your finances at your fingertips, all while ensuring your security and peace of mind. With our user-friendly online banking platform, accessible at https://www.visionsfcu.org/, you can manage your accounts anytime, anywhere. Whether you need to check your balance, pay bills, or transfer money between accounts, our 24/7 online banking services make it easy to stay in control of your finances. Plus, with features like electronic signature authorization, you can quickly and securely sign documents without the hassle of printing or mailing. We also offer e-statements, which means you can say goodbye to paper clutter and access your financial statements directly from your device. This feature not only helps the environment but also makes it easier for you to track your spending and stay organized. For those on the go, our mobile application is available for download, providing all the functionalities of online banking right in your pocket. You can even make mobile payments and conduct person-to-person transfers with just a few taps. Imagine sending money to a friend or family member instantly no more waiting or complicated processes! All these features are designed with your convenience in mind. At Visions, we prioritize making banking simple and accessible so that you can focus on what really matters in life. Experience the ease of managing your finances digitally today!

Financial Strength

Member-Centric Savings

Members' savings are secured through $1,202,677,144 in share certificates and $971,071,754 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,892,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 825 full-time employees and 60 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $61,837,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $16,128 in used auto loans and $3,514,973,030 in total loans and leases supporting our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $518,055,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share and Deposit Accounts: 564,945, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $22,062,725, further demonstrating our commitment to providing ample resources for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 141 Clinton Ave Cortland Ny 13045 or call (607) 953-4892 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $207,337,752 in used vehicle loans and $128,437,851 in new vehicle loans already helping members get on the road. We provide flexible terms that cater to your budget, ensuring you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $441,123,035 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to providing tailored solutions that support your ambitions. If you're interested in any of these loan products, our team is ready to assist you! Reach out to us at (607) 953-4892 or visit us at 141 Clinton Ave Cortland Ny 13045, Cortland, NY during our operating hours: Monday - Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. Explore how Visions can help you finance your dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $290,624,581, make buying or refinancing simple. We guide you through every step of the process to help you find the right solution for your family.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans. With a total of $87,120,655 in loans helping members manage their finances effectively, we offer flexible terms that fit your lifestyle and spending habits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the platform's effectiveness in helping borrowers secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

LendMesh is committed to delivering accurate loan comparisons. The loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers.

Visions

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Banking Services and Features

Convenient Location

Get in Touch

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Options

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Services

Credit Cards with Rewards

Digital Banking Convenience

Home Financing Options

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Financial Strength

Member-Centric Savings

Operational Efficiency

Reinvestment for Growth

Solid Financial Health

Strong Member Base

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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