AMERICU CREDIT UNION - Cortland, NY

Welcome to Americu, your trusted partner in financial wellness located at 3944 NY-281, Cortland, NY 13045. Since our establishment in 1978, we have proudly served our community with a commitment to providing exceptional service and support to our members. With over 167,000 members and total assets exceeding $2.69 billion, Americu stands strong as a pillar of stability and trust in the Cortland area. At Americu, we believe that banking should be personal and accessible. That's why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We're here to help you achieve your financial goals, whether you're buying your first home or looking for ways to manage debt. Led by our dedicated CEO, Ronald Belle, and Board President Nicholas Fabrizio, our team of 434 employees is committed to enhancing the member experience. We pride ourselves on being more than just a financial institution; we are a community resource focused on building lasting relationships with each member. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 3944 NY-281, Cortland, NY 13045. Feel free to reach out at 607-758-6108 if you have any questions or need assistance. Join us today at Americu! Experience the difference that comes from being part of a credit union that truly cares about its members and their financial success. Visit our website at Americu.org for more information or stop by our branch during lobby hours from Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. We look forward to serving you!

Welcome to Americu in Cortland, NY! Since our opening in 1978, we have proudly served our community and evolved into a trusted financial partner for over 167,000 members. Located at 3944 NY-281, Cortland, NY 13045, our branch is easily accessible and is dedicated to meeting the financial needs of both individuals and businesses. From our humble beginnings, Americu has grown significantly, now boasting total assets of nearly $2.7 billion. Our commitment to providing personalized financial services has driven us to expand our offerings while staying true to our mission: to empower our members with the tools and support they need to achieve their financial goals. We believe that everyone deserves access to quality financial services that promote economic well-being. Our branch hours are designed with your convenience in mind. We're open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM until noon, making it easy for you to visit us when it suits you best. If you're unable to visit in person, we offer a variety of online services including online banking and mobile applications, ensuring you can manage your finances anytime, anywhere. At Americu, we understand that community matters. That's why we actively participate in local events and initiatives aimed at fostering growth and development within Cortland. Our partnerships with local organizations help us give back and support those who need it most. While members can visit us at 3944 NY-281 for all their banking needs, official correspondence should be sent to the same address for clarity. We also provide ATM access for convenient cash withdrawals and basic transactions. As we look toward the future, we're excited about the journey ahead. Join us at Americu and become part of a community-focused credit union where your financial success is our priority. Experience firsthand the benefits of membership whether it's through personal banking services like checking accounts and auto loans or business banking solutions tailored for entrepreneurs. If you have questions or would like more information about what we offer, don't hesitate to reach out at 607-758-6108. Together, let's build a brighter financial future!

Welcome to the friendly community at Americu! Becoming a member is more than just opening an account; it's about joining a supportive family that cares about your financial well-being. To become part of our community, you need to meet some simple eligibility requirements. If you live, work, worship, or attend school in the areas we serve, you're likely already eligible! Plus, we're always here to help guide you through the process and answer any questions. For detailed information on eligibility criteria, feel free to visit our website at https://www.americu.org/annual-membership-meeting/ . Opening an account with us is easy! Just reach out by calling us at (607) 758-6108 or visit our branch located at 3944 Ny281 Cortland Ny 13045. You can also find the necessary steps for account opening on our website at https://loans.americu.org/products/portal . We look forward to welcoming you into the Americu family and helping you achieve your financial goals!

At Americu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a robust financial position that supports your needs and aspirations. With a net worth of $262,375,424, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $974 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $846,671,206 in share certificates and $240,839,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $126,856,348, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is reflected in our $262,375,424 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $13,012 in used auto loans and $2,308,266,045 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 414 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $7,405,801. Total Share and Deposit Accounts: 334,070, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Americu is your trusted partner. Visit us at 3944 Ny281 Cortland Ny 13045 or call (607) 758-6108 to learn more about how we can help you achieve your financial goals.

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