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If you own a home in New York, NY, you could tap into its equity to fund your goals. Whether it’s renovating your space or consolidating debt, comparing home equity loan offers helps you find the best rates and terms that fit your budget.
Local lenders in New York understand your needs and offer personalized support to make the process simple. Take a moment to explore your options and see how unlocking your home’s equity can provide fast, flexible funding right in your neighborhood.
Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-24
Credit Union Loan Rates - Trends & Analysis:
Kinecta's HELOC has an APR range of 5.99% to 7.88% today, which is up from 7 days ago when the top rate was 7.62% . The Home Equity loan rate is 6.87% today, the same as 7 days ago but higher than 30 days ago at 6.74% and lower than 90 days ago at 6.99% . Quorum's HELOC has an APR range of 6.88% to 10.13% today. This is higher than the 7–day and 30–day ranges, which were both 6.62% to 9.88% , and also up from the 60–day and 90–day ranges that matched those earlier numbers. The rates have increased compared to the past three months.
America First has a Home Equity rate range of 6.89% to 10.49% today. This rate is the same as it was 7, 30, and 90 days ago, but the upper end was lower at 8.24% sixty days ago. The minimum rate has stayed steady throughout this period. Pentagon's HELOC has a today APR range of 7% to 18% , which is up from 6.75% to 18% seven days ago. The rate is higher compared to 30, 60, and 90 days ago when the APR was 6.75% . Polish & Slavic has a HELOC with a 7% APR today, which is up from 6.75% seven days ago. The rate is also higher than it was 30, 60, and 90 days ago, when it stayed steady at 6.75% .
Bethpage's HELOC rates today range from 5.99% to 7% , which is higher than the 5.99% to 6.75% range seen 7, 30, 60, and 90 days ago. The Home Equity loan rates stay the same at 7.63% to 8.63% compared to all those past periods. Northrop Grumman's HELOC has an APR range of 7% to 8% today, which is up from 6.75% to 7.75% seven and 30 days ago but the same as 90 days ago. The Home Equity loan's APR stays steady at 8.74% to 8.87% , with no change over the past 90 days.
Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged over the past 90 days. Both rates have stayed steady across all recent time periods. Alliant's HELOC has a today's APR of 7.25% , which is higher than it was 60 and 90 days ago when it was 6.75% . There's no data for 7 or 30 days ago to compare. Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7, 30, and 60 days ago. Both products show stable rates over the past three months.