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If you own a home in New York, NY, you could tap into its equity to fund your goals. Whether it’s renovating your space or consolidating debt, comparing home equity loan offers helps you find the best rates and terms that fit your budget.
Local lenders in New York understand your needs and offer personalized support to make the process simple. Take a moment to explore your options and see how unlocking your home’s equity can provide fast, flexible funding right in your neighborhood.
Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22
Credit Union Loan Rates - Trends & Analysis:
Mid–Hudson Valley has a HELOC with an APR of 3.99% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 6.5% to 7% , also unchanged over the past 90 days. Both rates have stayed steady across all recent time frames. Usalliance has a Home Equity loan with an APR range of 6.5% to 8.12% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.
Justice has a HELOC with an APR range of 6.5% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.25% to 9.25% , also unchanged from the past 7, 30, 60, and 90 days. Both rates have stayed steady over the last three months. Consumers has a HELOC with an APR range of 6.5% to 9.99% today. This is up from 6.25% to 9.75% seven, 30, 60, and 90 days ago. The rates have increased slightly compared to all those previous periods.
Sunmark has a Home Equity loan with an APR range of 6.6% to 7.1% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR hasn't changed over the past three months. Esl has a Home Equity APR range of 6.6% to 8.95% today, which is up from 6.35% to 8.7% over the past 7, 30, and 60 days. The HELOC APR range is 7.5% to 8% now, also higher than the 7.25% to 7.75% seen in the last 7, 30, 60, and 90 days. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from it was 7, 30, 60, and 90 days ago. The rate has stayed steady over the past three months with no changes.
Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Kinecta's HELOC has an APR range of 5.99% to 7.88% today, which is up from 7 days ago when the top rate was 7.62% . The Home Equity loan rate is 6.87% today, the same as 7 days ago but higher than 30 days ago at 6.74% and lower than 90 days ago at 6.99% .