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If you own a home in New York, NY, you could tap into its equity to fund your goals. Whether it’s renovating your space or consolidating debt, comparing home equity loan offers helps you find the best rates and terms that fit your budget.
Local lenders in New York understand your needs and offer personalized support to make the process simple. Take a moment to explore your options and see how unlocking your home’s equity can provide fast, flexible funding right in your neighborhood.
Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22
Credit Union Loan Rates - Trends & Analysis:
Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match Sidney has a HELOC with a 4.99% APR today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 5.99% to 6.25% APR today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago when it was 6.03% .
Heritage Financial has a HELOC with an APR range of 4.49% to 6.25% today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 6% to 7% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% .
Dupaco Community has a HELOC with a minimum APR of 6.25% today. This rate is the same as it was 7, 60, and 90 days ago, but it is lower than the 30–day range, which was 6.25% to 6.75% . The 90–day range was wider, going up to 21% . Visions has a Home Equity rate of 6.25% today, unchanged from 7 and 30 days ago but lower than 90 days ago when it was 6.5% . The HELOC rate is 6.5% now and has not changed in the past 7, 30, or 60 days. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.
Americu has a HELOC with an APR range of 6.25% to 10.25% today. This rate range is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Centra's Home Equity rates are 6.49% to 9.49% today, the same as they were 7, 30, 60, and 90 days ago. The HELOC rates are 7% to 9% , which is up from 6.75% to 8.75% over the past 7, 30, 60, and 90 days. University has a HELOC with an APR range of 6.5% to 17.99% today. This is up from 6.25% to 17.74% seven, 30, 60, and 90 days ago. The minimum APR rose while the maximum APR also increased compared to the past three months.