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If you own a home in New York, NY, you could tap into its equity to fund your goals. Whether it’s renovating your space or consolidating debt, comparing home equity loan offers helps you find the best rates and terms that fit your budget.
Local lenders in New York understand your needs and offer personalized support to make the process simple. Take a moment to explore your options and see how unlocking your home’s equity can provide fast, flexible funding right in your neighborhood.
Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago. Empower's Home Equity loan has an APR range of 5.24% to 6.24% , which hasn't changed in the last 7, 30, 60, or 90 days. The HELOC rate is 7% today, up from 6.75% over the past 7, 30, 60, and 90 days.
Jovia Financial has a HELOC with an APR range of 5.24% to 8.5% today, which is up from 5.24% to 8.25% seven and sixty days ago. Their Home Equity loan has a steady APR of 7.25% , unchanged from seven, sixty, and ninety days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time.
Broadview has a HELOC with an APR range of 3.99% to 6.5% today. This rate range is higher than it was 7, 30, 60, and 90 days ago, when the top end was 6.25% . The minimum APR has stayed the same at 3.99% over all these periods. Digital has a Home Equity rate range of 5.25% to 6.75% today, which is up from 7 days ago but down from 30, 60, and 90 days ago. Its HELOC rates are 6.25% to 7.75% now, also higher than a week ago but lower than the past 30, 60, and 90 days.
The Summit has a Home Equity rate range of 5.65% to 7.6% today, unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are now 7% to 7.75% , up from 6.75% to 7.75% over the past 7, 30, 60, and 90 days. North Country has a HELOC with an APR range of 5.7% to 6.25% today, unchanged from 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the top of the range was 6.25% . First Source has a HELOC with an APR range of 2.99% to 6.75% today, which is up from 6.5% at 7, 30, 60, and 90 days ago. Its Home Equity loan APR stays the same at 4.74% to 7.24% compared to all those past periods.
Hudson Valley has a Home Equity rate range of 5.75% to 6.5% today, unchanged from it was 7, 30, and 60 days ago. The HELOC rate is 6.5% now and has not changed from 7, 30, or 60 days ago, but it was lower and more varied 90 days ago at 4.5% to 7% .