Home Equity Loans in New Brunswick, NJ

Looking to save money by refinancing your home equity in New Brunswick, NJ? Compare current rates from trusted local lenders to find the best fit for your budget and goals. Whether it’s for renovations or debt consolidation, smart choices start here.

Local credit unions like Financial Resources and Rutgers offer competitive rates with personalized service. Get fast funding and flexible terms designed for New Brunswick homeowners who want to unlock their home's value while supporting their community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
visionsfcu
6.25 - 6.5 %
15 Yrs
90 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
usalliance
6.5 - 8.125 %
5 - 20 Yrs
90 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
penfed
6.75 %
85 %
∞
psfcu
6.75 %
10 - 25 Yrs
∞
dcu
6.75 - 8.49 %
20 Yrs
∞
bethpagefcu
6.75 - 8.63 %
20 Yrs
75 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Visions has a Home Equity rate of 6.25% today, unchanged from 7 and 30 days ago but lower than 90 days ago when it was 6.5% . The HELOC rate is 6.5% now and has not changed in the past 7, 30, or 60 days. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7 and 90 days ago but slightly lower than 30 days ago when the top rate was 8.26% . The rate also matches the level from 60 days ago. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Polish & Slavic has a HELOC with an APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Bethpage has a HELOC with an APR range of 5.99% to 6.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.63% to 8.63% , also unchanged over the past 90 days. Both products have steady rates with no recent increases or decreases. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

🏦 Local Lenders in New Brunswick, NJ

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Middlesex County, NJ

✅TERMINALS FEDERAL CREDIT UNION
✅MIDSTATE CREDIT UNION
✅CENTRAL JERSEY FEDERAL CREDIT UNION
✅NEW JERSEY STATE PBA FEDERAL CREDIT UNION
✅UNITED POLES FEDERAL CREDIT UNION
✅SOUTHERN MIDDLESEX CO TCHRS FEDERAL CREDIT UNION
✅MAUN FEDERAL CREDIT UNION
✅NEW YORK TIMES EMPLOYEES FEDERAL CREDIT UNION
✅CRIERS FEDERAL CREDIT UNION
✅FINANCIAL RESOURCES FEDERAL CREDIT UNION
✅M C MENLO PARK CREDIT UNION
✅PUBLIC SERVICE 11779 CREDIT UNION
✅NEW BRUNSWICK POSTAL FEDERAL CREDIT UNION
✅AFFINITY 857 CREDIT UNION
✅NJ GATEWAY FEDERAL CREDIT UNION
✅RUTGERS FEDERAL CREDIT UNION
✅PARLIN DUPONT EMPLOYEES FEDERAL CREDIT UNION
✅RARITAN BAY FEDERAL CREDIT UNION
✅GARDEN SAVINGS FEDERAL CREDIT UNION
✅UKRAINIAN NATIONAL FEDERAL CREDIT UNION
✅ILA LOCAL 1235 CREDIT UNION
✅BM S CREDIT UNION
✅UNITED TELETECH FINANCIAL FEDERAL CREDIT UNION
✅MIDDLESEX COUNTY N J EMP FEDERAL CREDIT UNION
✅MOTION FEDERAL CREDIT UNION

Compare other loan types in New Brunswick, NJ

Why compare Home Equity Loans in New Brunswick, NJ on LendMesh

If you’re exploring equity refinance rates in New Brunswick, NJ, it pays to keep comparing lenders on LendMesh. Different lenders offer varying rates and terms, so taking a little extra time to shop around can help you uncover better deals and save money in the long run. There’s no rush—find the option that fits your financial goals best.

Stay informed effortlessly by subscribing to LendMesh’s alerts. Simply set your target rate, like 5% or 4%, and receive timely notifications when offers fall below your chosen threshold. You’ll also get weekly or monthly updates with expert insights, rate trends, and curated loan deals. Join thousands of New Brunswick borrowers who trust LendMesh to keep them ahead and help them make confident refinancing decisions.

Customers are also interested in:

Equity Refinance Rates