Home Equity Loans in Somerville, MA 02145

If you’re in Somerville, MA, and thinking about tapping into your home’s value, now’s the perfect time to explore home equity loan options. Comparing local lenders helps you find great rates and terms that fit your budget and goals.

Whether you’re planning a remodel or consolidating debt, Somerville homeowners deserve clear, friendly guidance. See how different offers stack up so you can choose a loan that feels right for you and your family.

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5 - 8 %

20 Yrs

∞

5.24 - 8.5 %

20 Yrs

90 %

∞

5.25 - 7.75 %

20 Yrs

50 %

∞

5.898 - 8.468 %

5 - 15 Yrs

90 %

∞

5.99 - 7.75 %

1 - 25 Yrs

80 %

∞

6 - 7 %

20 Yrs

80 %

∞

6 - 8.5 %

15 Yrs

∞

6 - 8.75 %

5 - 20 Yrs

95 %

∞

6.25 - 7.24 %

10 Yrs

∞

6.25 - 8 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time.

Digital has a Home Equity rate range of 5.25% to 6.75% today, which is up from 5% to 6.5% seven days ago but down from 6.99% to 7.74% thirty and sixty days ago. The HELOC rate range is 6.25% to 7.75% today, also up from 6% to 7.5% a week ago and lower than the 6.75% to 8.49% seen thirty, sixty, and ninety days ago. Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match

Sharon & Crescent United has a Home Equity loan with an APR range of 5.99% to 7.75% , unchanged from 90 days ago. Their HELOC rates are between 5.99% and 6.25% , unchanged from 7, 30, and 60 days ago. Jeanne D'Arc has a HELOC with an APR range of 6% to 7% today. This is higher than 7, 30, and 60 days ago when the range was 5.75% to 6.75% . The rate is also up from 90 days ago, which had a wider range of 5.75% to 18% . Webster First has a HELOC with rates from 6% to 8.25% today, which is up from 5.75% to 8% seven, 30, 60, and 90 days ago. Their Home Equity loan rates are steady at 6.5% to 8.5% compared to the past 7, 30, and 60 days, but the top rate was lower 90 days ago at 7.12% .

Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% . Dupaco Community has a HELOC rate of 6.25% today, unchanged from 7 and 60 days ago but lower than the 6.25% to 6.75% range from 30 days ago. Its Home Equity loan rate is between 6.74% and 7.24% , unchanged from 7 and 30 days ago. The HELOC rate was also lower than the wide 6.25% to 21% range seen 90 days ago.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

🏦 Local Lenders in Somerville, MA

HARVARD FEDERAL CREDIT UNION — 399 REVOLUTION DR RM 3E30 SOMERVILLE MA 02145
SOMERVILLE MASS FIREFIGHTERS FEDERAL CREDIT UNION — 266 BROADWAY SOMERVILLE MA 02145

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🏘️ All the Lenders Available in Middlesex County, MA

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✅BELMONT MUNICIPAL FEDERAL CREDIT UNION

✅ARLINGTON MUNICIPAL FEDERAL CREDIT UNION

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If you’re searching for the best home equity loan in Somerville, MA, it’s worth exploring multiple lenders to find the most competitive rates and terms that fit your needs. Using LendMesh, you can easily compare options side-by-side, helping you unlock your home’s value with confidence. Taking the time to review different offers ensures you won’t miss out on better deals or more flexible loan options tailored to your goals.

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