Home Equity Loans in Cambridge, MA

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
cafcu
6.75 - 12.25 %
90 %
∞
hfcu
6.865 - 10.615 %
20 Yrs
100 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
penfed
7 %
10 - 20 Yrs
85 %
∞
ngfcu
7 - 8.865 %
20 Yrs
60 %
∞
alliantcreditunion
7.25 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Looking for the best HELOC rates in Cambridge, MA? Compare trusted local lenders offering competitive rates and flexible options tailored to your needs. Whether you’re planning home upgrades or consolidating debt, finding the right loan starts here.

Cambridge homeowners know the value of working with community-focused lenders who understand the local market. Get fast funding and expert guidance from credit unions and banks dedicated to helping you unlock your home’s potential with confidence.

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Hanscom has a HELOC with an APR range of 6.25% to 8.25% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 6.87% to 10.62% , also unchanged from the past 90 days. Both products have steady rates over this period. America First has a Home Equity rate range of 6.89% to 10.49% today. This rate is the same as it was 7, 30, and 90 days ago, but the upper end was lower at 8.24% sixty days ago. The minimum rate has stayed steady throughout this period.

Pentagon's HELOC has a today APR range of 7% to 18% , which is up from 6.75% to 18% seven days ago. The rate is higher compared to 30, 60, and 90 days ago when the APR was 6.75% . Northrop Grumman's HELOC has an APR range of 7% to 8% today, which is up from 6.75% to 7.75% seven and 30 days ago but the same as 90 days ago. The Home Equity loan's APR stays steady at 8.74% to 8.87% , with no change over the past 90 days. Alliant's HELOC has a today's APR of 7.25% , which is higher than it was 60 and 90 days ago when it was 6.75% . There's no data for 7 or 30 days ago to compare.

Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7, 30, and 60 days ago. Both products show stable rates over the past three months. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Cambridge, MA

See the full lender directory: hours, services and financials →

🏘️ All the Lenders Available in Middlesex County, MA

✅IC CREDIT UNION
✅WORKERS FEDERAL CREDIT UNION
✅DIGITAL FEDERAL CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅ALIGN CREDIT UNION
✅ST MARYS CREDIT UNION
✅METROWEST COMMUNITY FEDERAL CREDIT UNION
✅METRO 66364 CREDIT UNION
✅COMMON TRUST FEDERAL CREDIT UNION
✅WEBSTER FIRST FEDERAL CREDIT UNION
✅BURLINGTON MUNICIPAL EMPLOYEES 14865 CREDIT UNION
✅BAXTER CREDIT UNION
✅MERRIMACK VALLEY CREDIT UNION
✅JEANNE DARC CREDIT UNION
✅USALLIANCE FEDERAL CREDIT UNION
✅BILLERICA MUNICIPAL EMPLOYEES CREDIT UNION
✅PATHWAY CREDIT UNION
✅MILLS42 FEDERAL CREDIT UNION
✅LOWELL MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅CAMBRIDGE MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅TEWKSBURY FEDERAL CREDIT UNION
✅LOWELL FIREFIGHTERS CREDIT UNION
✅STONEHAM MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅MIDDLESEXESSEX POSTAL EMPLOYEES CREDIT UNION
✅MEMBERS PLUS CREDIT UNION
✅TRANSPORTATION FEDERAL CREDIT UNION
✅MALDEN FEDERAL CREDIT UNION
✅CAMBRIDGE FIREFIGHTERS FEDERAL CREDIT UNION
✅HARVARD FEDERAL CREDIT UNION
✅SOMERVILLE MUNICIPAL FEDERAL CREDIT UNION
✅COMMUNITY CREDIT UNION OF LYNN CREDIT UNION
✅MASS BAY CREDIT UNION
✅HEALTH ALLIANCE FEDERAL CREDIT UNION
✅SOMERVILLE SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅RIVER WORKS CREDIT UNION
✅NAVEO CREDIT UNION
✅SOMERVILLE MASS FIREFIGHTERS FEDERAL CREDIT UNION
✅MASS INSTITUTE OF TECH CREDIT UNION
✅MEDFORD MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅LEXINGTON MA FEDERAL CREDIT UNION
✅WATERTOWN MUNICIPAL CREDIT UNION
✅BELMONT MUNICIPAL FEDERAL CREDIT UNION
✅ARLINGTON MUNICIPAL FEDERAL CREDIT UNION

Compare other loan types in Cambridge, MA

Why compare Home Equity Loans in Cambridge, MA on LendMesh

If you’re searching for the best HELOC rates today in Cambridge, MA, it pays to keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover better deals and potentially save money with lower rates. Take your time to review offers and find the home equity solution that fits your needs—there’s no rush, just smart choices tailored to your goals.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply set your target rate, whether it’s 5% or 4%, and we’ll notify you the moment offers dip below that mark. You’ll also receive expert insights, trending rates, and curated loan deals weekly or monthly, all designed to keep Cambridge borrowers ahead of the market and ready to act when the right opportunity comes along.

Customers are also interested in:

Best Heloc Rates Today