Home Equity Loans in Chelmsford, MA

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
cafcu
6.75 - 12.25 %
90 %
∞
hfcu
6.865 - 10.615 %
20 Yrs
100 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
penfed
7 %
10 - 20 Yrs
85 %
∞
ngfcu
7 - 8.865 %
20 Yrs
60 %
∞
alliantcreditunion
7.25 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

If you’re a homeowner in Chelmsford, MA, a home equity line of credit offers a smart way to access funds for renovations, debt consolidation, or big life projects. Comparing local lenders helps you find the best rates and terms tailored to our community’s needs.

Explore flexible loan options designed to fit your budget and timeline. With trusted Chelmsford credit unions and lenders, you’ll get fast funding and friendly support every step of the way—so you can move forward with confidence.

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Hanscom has a HELOC with an APR range of 6.25% to 8.25% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 6.87% to 10.62% , also unchanged from the past 90 days. Both products have steady rates over this period. America First has a Home Equity rate range of 6.89% to 10.49% today. This rate is the same as it was 7, 30, and 90 days ago, but the upper end was lower at 8.24% sixty days ago. The minimum rate has stayed steady throughout this period.

Pentagon's HELOC has a today APR range of 7% to 18% , which is up from 6.75% to 18% seven days ago. The rate is higher compared to 30, 60, and 90 days ago when the APR was 6.75% . Northrop Grumman's HELOC has an APR range of 7% to 8% today, which is up from 6.75% to 7.75% seven and 30 days ago but the same as 90 days ago. The Home Equity loan's APR stays steady at 8.74% to 8.87% , with no change over the past 90 days. Alliant's HELOC has a today's APR of 7.25% , which is higher than it was 60 and 90 days ago when it was 6.75% . There's no data for 7 or 30 days ago to compare.

Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7, 30, and 60 days ago. Both products show stable rates over the past three months. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Chelmsford, MA

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🏘️ All the Lenders Available in Middlesex County, MA

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Why compare Home Equity Loans in Chelmsford, MA on LendMesh

If you’re a homeowner in Chelmsford, MA, exploring your options for a home equity line of credit, take your time comparing offers on LendMesh. Browsing multiple lenders helps you uncover better deals and more affordable rates tailored to your needs. There’s no rush—finding the right fit can make a big difference in your borrowing experience and long-term savings.

Consider subscribing to LendMesh’s alert service to stay ahead in the Chelmsford market. Set your ideal rate, and you’ll receive personalized notifications the moment loan offers dip below that level. Plus, enjoy weekly or monthly updates filled with expert insights, market trends, and curated loan deals—all designed to help you make smarter, more confident decisions on your home equity credit.

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